Key Benefits of Having a Safe Second Account

Improved Financial Clarity
 One of the most significant advantages of decluttering your finances is achieving financial clarity. When you separate your funds into different accounts for specific purposes, it becomes easier to track where your money is going and identify unnecessary expenses.

Enhanced Budgeting and Savings Opening a separate digital account dedicated to specific goals, such as an emergency fund, vacation savings, or a down payment on a house, can significantly enhance your budgeting and saving efforts. This segregation helps you stay disciplined and focused on achieving your financial goals

How to Get Started?


Assess your Financial Situation before you start opening new accounts, take a comprehensive look at your current financial situation. Identify your income sources, monthly expenses, outstanding debts, and financial goals. This assessment will help you determine how many accounts you need and for what purposes.

Airtel Payments Bank Safe Second Account is one such bank which prioritises security, providing a safe space for individuals to manage their finances independently. Airtel Payments Bank is the right choice for everyday transactions, ensuring all your day-to-day spendings are done seamlessly.

Here’s what makes Airtel Payments Bank a Safe Second Account for all your daily banking needs:

Paperless, zero balance account: Airtel Payments Bank is a 100% Safe Second Account which can be opened from the comfort of your home in minutes with no monthly average balance requirement.

Earn up to 7% interest on your savings: The bank offers an annual interest rate of up to 7% when the account balance is above Rs. 1 lakh.

Instant Money Transfers: With Airtel Payments Bank Safe Second Account , you can send and receive money instantly and you can also scan & pay for all your shopping needs.

Recharges & Bill Payments: Make prepaid recharges on the go! Pay all your utility bills instantly from anywhere, anytime.

Buy FASTag: With Airtel Payments Bank, anyone can get NETC FASTag that gets instantly activated and is delivered at your doorstep for free.

Automate Your Finances

Automation is a key component of financial decluttering. Set up automatic transfers to your various accounts based on your budgeting plan. For instance, you can automate a monthly transfer from your main income account to your safe second account and emergency fund accounts. This way, you ensure consistent contributions towards your financial goals without having to remember to do it manually.

Regularly Review your Bank Statement

Financial decluttering isn’t a one-time task. Regularly review your accounts and financial goals to ensure everything is on track. Adjust your contributions and strategies as needed based on changes in your income, expenses, or financial objectives.