“*” -  Minimum amount for first cash deposit is 0, There will be a charge of Rs. 100 applicable for Facilitating the opening of Savings Bank Account, under the header “Account Facilitation Charge”. (Account Facilitation Charges and minimum amount for first cash deposit are not applicable for customers opening salary account, Disbursement account, and few other account categories identified internally by the bank based on type of usage) The fee is subject to changes with time and will be updated accordingly.

"^" - Annual Subscription Charges: Effective since 1st Jan 2023

1. Annual subscription charges will be applied annually post completion of one year, as per the below criteria:

• If the Account Balance is less than the Annual Subscription Charge, then the entire account balance will be debited and the account balance will become zero. If sufficient balance is not maintained in the account, available balance would be levied and subsequently bank will make attempts to recover the remaining amount at regular intervals
• If the Account Balance is more than the Annual Subscription Charge, then charges will be debited as per the schedule mentioned above.

2. For both existing and new active Savings Account customers, if they do not fall under the exempted base, charges will be applied annually post-completion of one year.

3. Savings Bank Account Annual Subscription Charge is not applicable for the below categories of customers

a. DBT linked recipients for the last 12 months,

b. APY premium paying on a regular basis,

c. Rewards123/RewardsMini/Rewards123Plus

d. Basic Savings Bank Deposit Account & Dormant account holder

4. For any queries contact us at 1800-23400 or email at Wecare@airtelbank.com

Pro Rata Charging: Annual Subscription Charges for the period between July 2023 to June 2024 will be collected on a pro-rata basis as part of shutting down of Annual Subscription Charges.

Annual Subscription Charges would cease to exist from 1st July 2024

'~' - Account Maintenance Charge:

1. Effective 1st July 2024, Annual Subscription charges (Annually) and Account Operation Charges (Quarterly) would merge into a single charge named "Account Maintenance Charge" (Quarterly) at INR 42+18 % GST/Quarter. Account Maintenance Charges will be collected from October 2024 onwards

2. Effective July 2024 Annual Subscription Charges and Account Operation Charges would cease to exist

3. If sufficient balance is not maintained in the account, available balance would be levied and subsequently bank will make attempts to recover the remaining amount at regular intervals

4. If the Account Balance is more than the Account Maintenance Charge, then charges will be debited as per the schedule mentioned above.

5. For both existing and new customers, if he/she is an active SBA customer and does not fall under the exempted base, charges will be applied on a quarterly basis.

6. Savings Bank Account- Account Maintenance Charge is not applicable for the below categories of customers

a. DBT recipients for the last 12 months

b. Salary recipients as per Bank’s policy

c. Internally identified vulnerable segment, if any

d. Dormant account holder

7. For any queries contact us at 1800-23400 or email at Wecare@airtelbank.com

* Minimum amount for first cash deposit is 0, There will be a charge of Rs. 100 applicable for Facilitating the opening of Savings Bank Account, under the header “Account Facilitation Charge”. (Account Facilitation Charges and minimum amount for first cash deposit are not applicable for customers opening salary account, Disbursement account, and few other account categories identified internally by the bank based on type of usage) The fee is subject to changes with time and will be updated accordingly.

Note:

1. Customers wishing to open Bharosa Savings Account can open account with minimum 500 as first cash-in to the account at the time of account opening. Thereafter, Bharosa benefits are subject to minimum one transaction in a month and MAB of Rs. 500.

2. Mode of Fund Transfer is IMPS. In case of NEFT, charges are as per RBI guidelines

3. For customers without PAN card, the limit for cash deposit per day is INR 49,999. For customers with PAN card, the limit for cash deposit is INR 49,999 per transaction.

4. Based on user behavior and risk profile of the user , limits to add money / send money may be modified accordingly from time to time.

5. There is no minimum balance to be maintained in savings accounts

6. There are no charges for Debit card usage

7. ** Account Operation Charges

Effective December 10th 2022, Account Operation Charges will be levied at Rs. 15 + 18% GST per quarter for all active savings account holders. If sufficient balance is not maintained in the account, available balance would be levied and subsequently bank will make attempts to recover the remaining amount at regular intervals. Account Operation Charges would cease to exist from 1st July 2024

8. ***SMS Alert Charges

Effective September 5th 2023, monthly SMS Alert Charges will be levied at Rs. 0.3 + 18% GST per SMS.

Effective February 1st 2024, the SMS charges (excluding GST) will be capped at INR 100.

Effective 1st  July 2024, Number of free SMSs which are exempted from charging is revised from 10 to 5 implying the charges being levied from July 2024 (for previous month's usage) will be using the new limit.

9. There is an annual credit/debit limit set for all Savings Account holders capped at INR 2 Cr. Service Charges are inclusive of all applicable taxes

Note: Post-migration into the Basic Savings Bank Deposit Account (BSBDA), the bank will no longer impose any bank-induced charges. However, any charges applied prior to the migration to BSBDA will not be eligible for refund.

*with effect from 01 June 2023