Retailer Commission
[ March-25 ]

Icon 1 BHARAT CONNECT - Utilities

(Pay-out - T+1 except #)


Retailer Commission on Electricity, Water and Gas
Circle Retailer Commission per bill >=100
AP, BH, DL, GJ, HP, HR, JH, JK, KA, KL, MH, NE, OR, PB, RJ, TN, TS, UE, UK, UW, WBKOL & WBNB Rs. 1*
MB 0.25 Paisa

For below mentioned billers commission will be processed manually on weekly basis for Retailers:


  • Dakshin Gujarat Vij Company Limited, Madhya Gujarat Vij Company Limited, Paschim Gujarat Vij Company Limited, Uttar Gujarat Vij Company Limited,

  • Northern Power Distribution Company of Telangana Limited, Southern Power Distribution Company of Telangana Limited

Commission on Other BHARAT CONNECT – Utilities
Bill Category Slab Commission
LPG Gas Per Transaction Rs. 1
Municipal Taxes & Services <=Rs 5000 Rs. 1
>Rs 5000 Rs. 2
FASTag Recharges <250 0
250-500 Rs 0.5
>500 Rs 1
Credit card
(upto 5 txn per credit card per customer)
No of txn-1 Rs. 1.5
Cable No. of txn-1 Rs. 2
Housing Society <=Rs 10000 Rs. 2
10-49.9K Rs. 5
>=Rs 50K Rs. 10
Educational Fee (School/College/Pvt) <=Rs 10000 Rs. 2
10-49.9K Rs. 5
>=Rs 50K Rs. 10
Hospital <=Rs 10000 Rs. 2
10-49.9K Rs. 5
>=Rs 50K Rs. 10
Clubs & Associations <=Rs 10000 Rs. 2
10-49.9K Rs. 5
>=Rs 50K Rs. 10
Subscription Fees- Digital, OTT, Offline
251-500 Rs. 1
>Rs 500 Rs. 2
Loan EMI on amount 0.15%
Donation >=100 (TP) Rs 1
SBI NCMC Per Transaction 0.30 Paisa
Insurance Rs 100- Rs 5000 Rs. 2
>Rs 5000 Rs. 5

*Credit card bill payment commission will be credited manually on a weekly basis

Icon 2 AePS / mATM
Slab Commission (Rs)
100-499 0.25
500-999 1.5
1000-1499 2
1500-1999 3
2000-2499 4
2500-2999 6
3000 8
>3000-10000 6

  • Retailer will also get 25 paisa per customer per day on Mini-Statement.


Icon 3 Cash Drop

(Pay-out - T+1 except #)


On Customer Model

    0.15% of total throughput done by retailers except for partners mentioned below:


CMS Partner Commission (in %)
Satya Microcapital 0.08%
Avanti, Axis Bank, Bajaj Finance, Bajaj Auto, CholaMandalam, Hero Fincorp, IIFL Home Finance, IndusInd Bank, Jatinder Finance, L & T Finance, Midland, Shriram Transport, TVS Credit, Ujjivan, Kinara, Zomato, ASA, Yes Bank, BSS, Electronica Finance, Vedika Credit, Tata Capital, AU Small Finance Bank, Svamaan, Sanwariya, Torrent Gas, Hindustan MFI, Mufin, Pavan R Pujari, MAS Rural Housing, LIVGUARD DRIVETRAIN PRIVATE LTD, LAST MILE_SUNKING, TYGER CAPITAL PVT LTD_CUSTOMER, NOIDA POWER COMPANY LTD, BAJAJ AUTO CREDIT LIMITED, NIPUN PROJECTS & FINANCE PRIVATE LIMITED, AMBIT FINVEST PVT LTD 0.10%
DCB, IDFC First Bank, Save MicroFinance, ShriramFinance, Swiggy, Credin, RevFin Capital, KreditBee, HomeCredit, Arohan UPKAAR MICRO FINANCE PRIVATE LIMITED, MOTILAL OSWAL HOME FINANCE LTD 0.12%

 - No Commission on Stellapps Customer Model


On Agent Model

    0.12% of total throughput done by retailers except for partners mentioned below:

CMS Partner Retailer Commission
CMS Infosystem 0.05%
Samasta, L & T Farm 0.07%
Equitas Small Finance Bank,Instakart, Satya Micro Capital 0.08%
L & T MFI, Svatantra,RBL ,Fincare Small Finance Bank, DELHIVERY 0.09%
Adani, Avanti, Axis Bank, Cholamandalam, DCB, Ecom, Efaarms, Esmaco, Meesho, Herbalife, Hero Fincorp, Hinduja Leyland, Arohan, IIFL Home Finance, IndusInd Bank, Jatinder Finance, Kamal Finance, Kogta Financial, L & T Finance, Loadshare, Midland, Mitrata, WheelsEmi, Muthoot MicroFin, Shriram Transport, Standard Chartered, Sonata, Sundaram, Ujjivan Small Finance Bank, Vedika Credit, Kinara Capital, NOCPL, ASA (Drop & Pickup), Zepto, Yes Bank, BSS (Drop & Pickup), KissanConnect, Pragati Finserve, Commodium, IDFC First Bharat, Redcliffe Labs, Swabhimaan, Electronica, Analog Legal Hub, Bhgala Livelihood Finserve, Nabfins, Tata Capital, Deepak Hitech, Atyati, Bajaj Finance, Aidnex Retail, Svamaan, Zepto, BigBasket (Drop & Pickup), Hindustan MFI, Kotak, Pahal, Share India, Amrit Malwa, Aptus Value, Mufin Green, Green Agrevolution, Lithium Urban, Servitium MFI (Drop & Pickup), Cholamandalam MS General Insurance, Seeds Fincap, Pavan R Pujari, Foodride, CreditAccess Grameen, Allen, Prayas, Duruva Finance, Joyra, Ascend Bizcap, Janakalyan (Drop & Pickup), Terracis Citizen Service, Digamber Capfin, Magenta Mobility, Trickle Flood, Agrosperity, Paisa Buddy, Retailer Shakti, MAS Rural, Jeevan Utthan, McDonalds, Udaan, AlphaOne, Muthootu Mini, Sampurna, IndusMotors, Fusion, SV Credit Line, Pico Xpress, GATI, BeerCafe, Hindustan Housing Finance, Shiksha Business Services, Hinduja Housing Finance, Ckers Finance, NPCL, SATIN FINSERV LIMITED _ IDFC FIRST BANK LIMITED _ AGENT, STFT FINANCE PRIVATE LIMITED _ AGENT, SINDHUJA MICROCREDIT PVT LTD, MAXVALUE CREDITS AND INVESTMENTS LIMITED, GHANSHYAM SUPER MARKET _ CASH-PICKUP, LAST MILE _ SUNKING _ AGENT, WEGROW FINANCIAL SERVICES PVT LIMITED _ AGENT, SatinCredit Care, BAJAJ FINANCE LIMITED _ AUTO _ AGENT, ZOOP WEB SERVICES PVT LTD _ AGENT, AMBIT FINVEST PVT LTD, GODESI MANDI, MERAPASHU360 PVT LTD, SHUBHAM HOUSING, KOTA ELECTRICITY DISTRIBUTION PRIVATE LIMITED 0.10%
Arohan, UPKAAR MICRO FINANCE PRIVATE LIMITED, SURJIT HIRE PURCHASE PVT LTD_AGENT_BL 0.12%

    NOTE : No commission on Deutsche, Walmart and Metro for Retailers

    No additional commission to be paid, other than the given commissions.

Icon 4 AePS Cash Deposit
Slab Commission (Rs.) per Trxn
200-499 0.25
500-999 0.5
1000-1499 1
1500-1999 3
2000-2499 4
2500-2999 5
3000-3999 6
4000-6999 7
7000-10000 6
Icon 5 Cash Deposit [Automated]
0.10% till Rs 5,00,000/-

0% : 5,00,000 and above
(No pay-out beyond 5Lakh Cash In amount)

*Above Values are monthly
Icon 6 Cash Withdrawal [Automated]
0.07% on Cash-Out Amount
Icon 6 Domestic Money Transfer
Money Transfer Base Commission (Retailer*)
10 - 25000 0.58%*

 *Selected Circles

Icon 6 Assisted Fund Transfer
From To Commission
10 25000 0.48%
25001 40000 125
40001 49000 150

Icon 6 Prime Subscription
Subscription Plan Silver Gold Platinum
Annual Charges with GST 2499 4999 9999
Extra Commission on Money Transfer Amount* 0.06% 0.08% 0.10%
Extra Commission on Transactions Rs.500-2499 on AePS/mATM* 1 1.5 2
Extra Commission on Transactions Rs. >=2500 on AePS/mATM* 3 4 6
Extra Commission on Mini Statement** 1 1.5 2.5
Extra Commission per Suraksha Saving Bank Account opening* 5 8 10
Extra Commission on CHC (T&C Apply)** 5% 7% 10%
Commission% of MAB Slab** 25% 50% 100%

Mini Statement Per Customer Per Day on monthly basis
*Daily Automated Payout
**Monthly Manual Payout