100% digital process
Submit all your details and documents online
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
Apply NowApply for your next personal loan in Mumbai from Flexi Credit by Airtel Finance. Get the best loan offers, low rates of interest, instant credit approval, and flexible EMI repayment options. The process is completely digital. Apply on the Airtel Thanks app to get instant credit approval. Choose Airtel Flexi Credit for maximum convenience.
Check out the benefits of a Personal Loan in Mumbai-
Submit all your details and documents online
Instant approval process
Choose the loan amount, tenure, EMI, as per your need
Personal loans are useful for those who are looking for
a quick financial boost. The biggest advantage of a personal loan
in Mumbai is that you will not have to offer any collateral in exchange.
There is no restriction on how you may use the loan amount either.
Follow simple steps as mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
The personal loan EMI calculator helps to determine if you will be able to repay your personal loan with monthly EMIs. Enter all the details and manage your finances with it.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Flexi Credit, you get
₹10,000 to ₹9,00,000
Starting from 12% p.a.
03 to 60 months
Within 24 hours
100% online
2% to 5% + GST
To be eligible for a Personal Loan in Mumbai, borrowers need to meet some criteria
The borrower must be at least 18 years old to be eligible for an instant loan.
The borrower must have a stable source of income, such as a salary or business income.
The borrower should have a decent credit score to be eligible for a Personal Loan in Mumbai.
The personal loan eligibility for the residents of Mumbai depends on having a good credit score, and a stable income record. You also need to be a resident of India and between the age of 21 to 60.
You may use the Airtel Thanks App or visit the Airtel website to apply for a personal loan online. You need to follow a few steps on the Thanks App to get a personal loan-
If you are looking for special loan offers and low-interest rates for personal loans in Mumbai, then choose Flexi Credit by Airtel Finance. Get the best loan offers, low processing charges, 100% digital process, instant credit approval, flexible EMI repayment tenures, and much more.
With Airtel personal loans you can get receive a personal loan instantly.
Documents required for a personal loan application include your PAN Card, Aadhaar Card, salary slips from the past three months (for salaried personnel), bank statements from the last 3-6 months, proof of income, and Income Tax Returns (for self-employed person), official mail ID, and residence proof.
Yes, you can get a personal loan in Mumbai with a low credit score as well, with Airtel Flexi Credit. Apply for your personal loan from the Airtel Thanks app and check out the loan offer.
There are no government schemes or initiatives in Mumbai offering personal loan assistance.
Airtel personal loans offered by the Flexi Credit offer a personal loan of up to ₹9 lakhs.
There are no local fees associated with personal loans in Mumbai. However, Airtel Flexi Credit charges a low processing fee of 2% to 5% + GST.
Yes, you can prepay or foreclose a personal loan in Mumbai if you wish. There are no penalties for doing so, but you will be charged a small amount for the foreclosure. To get more details on foreclosure charges, get in touch with the bank.
With the Airtel Thanks App or on the Airtel website, you can use the personal loan EMI calculator to determine your monthly EMI as per your loan tenure and interest rate.
No, the process remains the same for all personal loan applicants.
If you default on your EMI payments, you will have to pay a fine and your credit score will take a hit. However, repeated defaulting on personal loans may lead to a booking under section 420 of the Indian Penal Code, which includes imprisonment as well.
Unfortunately, there are no special discounts or offers on personal loans during the festive seasons in Mumbai.
As of now, there are no specific benefits or considerations for senior citizens applying for personal loans in Mumbai.
For the best deals on your personal loans, check out Airtel Flexi Credit from Airtel Finance. Airtel offers multiple loans from various banks, with flexible loan tenures and an easy approval process.
If you are looking for competitive rates on personal loans in Mumbai, choose Airtel Flexi Credit. Get the best loan offers from multiple banks and repay with flexible EMI options.
Yes, you can also apply for a personal loan if you are residing on the outskirts of Mumbai. It will not affect the approval process at all. There is one single approval process that is valid for all citizens of India.
If you are looking for a personal loan in Mumbai, you may apply using the Airtel Thanks App. With a few taps on your smartphone, you can apply for a personal loan. The Airtel personal loan by Airtel Flexi Credit is a one-stop solution to your financial problems. Remember that the maximum amount you can receive is determined by your eligibility.
All you need to do is enter your information and then compare your best loan offer to see whether you qualify. All that remains is for you to select your loan amount and payback period. Your unique eligibility will also influence the maximum loan repayment duration.