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    Personal Loan of ₹9 Lakh

    Apply for ₹9 Lakh loan from Airtel Flexi Credit. The loan application procedure is fairly simple. There is no paperwork required, and there are no hidden costs or fees. Within 24 hours, you’ll get quick credit approval and credit disbursement to your associated bank account! The Airtel Flexi Credit offers inexpensive interest rates, flexible EMI terms, and much more.

    Benefits of Personal Loan

    Get a loan on your terms. Choose from flexible EMI and tenure options.

    100% digital process

    Submit all your details and documents online.

    Instant Loan approval

    Get your Loan application approved!!

    Flexible EMIs and tenure

    Choose the loan tenure and EMI amount as per your need.

    How to apply for ₹9 Lakh Loan?

    Follow the simple steps mentioned below

    Open Airtel Thanks App

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    ₹9 Lakh Personal Loan EMI Calculator

    The EMI calculator is essential for managing your finances with a ₹9 Lakh Personal loan. Understand how EMIs will affect your everyday expenses and plan accordingly.

    Personal loan amount
    Enter the loan amount

     

    Tenure plan
    Choose your tenure plan

    Mo

    Rate of interest
    Adjust your interest rate

    %

    Principal

     

    Interest

     

    Features of ₹9 Lakh Personal Loan

    With Airtel Flexi Credit, you get

    Personal loan amount

    ₹10,000 to ₹9,00,000

    Interest rates

    Starting from 12% p.a.

    Personal loan tenure

    03 to 60 months

    Credit disbursal

    Within 24 hours

    100% online

    No paperwork

    Low processing fee

    2% to 5% + GST

    ₹9 Lakh Loan Eligibility Criteria

    To be eligible for an instant loan, borrowers need to meet some criteria:

    Age must be above 18

    The borrower must be at least 18 years old to be eligible for an instant loan.

    Stable Income Source

    The borrower must have a stable source of income, such as a salary or business income.

    Minimum Credit Score

    The borrower should have a decent credit score to be eligible for an instant loan.

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    FAQs on ₹9 Lakh Personal Loan

    What is the interest rate for ₹9 Lakh personal loan?

    The interest rate for any personal loan offer with Airtel Flexi Credit starts at 12%.

    What is the repayment tenure for ₹9 Lakh personal loan?

    The repayment tenure can be chosen by you.

    Can I apply for ₹9 Lakh personal loan online?

    Yes, you can apply for ₹9 Lakh personal loan online from Airtel Flexi Credit. Download the Airtel Thanks app and go to Airtel Finance to apply for your loan.

    What are the eligibility criteria for obtaining the ₹9 Lakh personal loan?

    There are no fixed eligibility criteria. However, ensure that you give the right documents to the bank while applying for your loan.

    How quickly can I expect approval for ₹9 Lakh personal loan?

    If all the documents are correct, and the applicant meets the eligibility criteria, then he/she will receive approval instantly.

    Are there any specific documents required for the ₹9 Lakh personal loan application?

    You will need to provide your basic information, such as name and address, PAN card number, and employment type. You will also need to complete the digital KYC process.

    Is collateral required for ₹9 Lakh personal loan?

    You will not have to pay any collateral for your ₹9 Lakh personal loan.

    What are the Equated Monthly Instalments (EMI) for the ₹9 Lakh personal loan?

    The EMIs are flexible and can be chosen by you as per your requirements. Contact the bank for more information on this.

    Can I prepay or foreclose a ₹9 Lakh personal loan, and are there any penalties for doing so?

    Yes, you can foreclose a personal loan. There might be penalties, so ensure you reach out to your bank for further clarification.

    Are there any special discounts or offers available for ₹9 Lakh personal loan?

    There are no special discounts or offers available for a ₹9 Lakh personal loan.

    What is the impact of my credit score on getting a ₹9 Lakh personal loan?

    There will be a small impact on your credit score, but if you keep paying your EMIs regularly, all will be fine.

    Can self-employed individuals also apply for a ₹9 Lakh personal loan?

    Yes, people from all walks of professions can apply for a ₹9 Lakh personal loan.

    Is there a difference in the application process for salaried and self-employed individuals for a ₹9 Lakh personal loan?

    No, the personal loan application procedure remains the same for everyone.

    What are the consequences of missing an EMI for a ₹9 Lakh personal loan?

    If you miss out on paying your EMIs, you will have to pay a fine. Regular non-payment of EMI may also lead to legal action against you.

    Can I use the ₹9 Lakh personal loan for any purpose, or are there restrictions?

    Yes, you can use ₹9 Lakh personal loan for any purposes that suit you and there are no restrictions.

    Is insurance mandatory for a ₹9 Lakh personal loan?

    No, insurance is not mandatory for the ₹9 Lakh personal loan.

    Are there any hidden fees or charges associated with a ₹9 Lakh personal loan?

    A low processing fee will be charged, varying between 2% to 5% of the principal + GST. Apart from that, there are no hidden fees associated.

    Can I negotiate the interest rate for a ₹9 Lakh personal loan?

    No, you cannot negotiate the personal loan interest rate for ₹9 Lakh.

    What happens if I face difficulty in repaying the ₹9 Lakh personal loan?

    If you’re not able to clear the EMI’s on time, then your CIBIL score will be negatively impacted, you could appear in the list of defaulters and also experience legal hassles.

    What is the maximum loan tenure available for a ₹9 Lakh personal loan?

    You can get a maximum loan tenure of up to 60 months. However, the tenure offered to applicants can vary from one person to another.

    Personal Loan Lending Partner - Airtel Flexi Credit

    Get ₹9 Lakh Personal Loan

    Getting instant access to credit can be a boon for many. One of the most popular ways to get instant credit is through a personal loan. That is because, in the case of a personal loan, you do not have to offer any form of collateral! In addition, the loan application procedure is extremely simple, there are fewer roadblocks, no hidden fees and the rate of interest is also low.

    Simply submit your details to receive many loan offers to check for your eligibility. Once you’ve found the best loan offer, you can pick your loan amount and payback time. Your eligibility will determine the maximum loan payback period.

     

    H3 – Eligibility Criteria for ₹9 Lakh Personal Loan


    The eligibility criteria for obtaining a ₹9 Lakh personal loan are as follows:

    1. Minimum Age required: You need to be at least 21 years of age.

    2. Stable Income: A stable source of income is necessary. Salaried individuals should possess a decent work history whereas self-employed ones must have a steady flow of revenue.

    3. Earnings: You must secure your earnings as a guarantee that you will be able to repay the loan in time.

    4. A high credit score: A high credit score denotes that you are not a defaulter in terms of payments and increases your chances of securing a loan.

    5. Indian Origin: You must be a resident of India in order to be able to apply for ₹9 Lakh personal loan.


     

    H3 – How to apply for ₹9 Lakh personal loan?


    Get these steps done to apply for ₹9 Lakh loan on the Airtel Thanks App-

    •     Step 1: Download the Airtel Thanks App on your smartphone.

    •     Step 2: Login using your mobile number.

    •     Step 3: Fill in your PAN number.

    •     Step 4: Fill in your bank details to receive your loan.

    •     Get your instant personal loan amount credited immediately.


    H3 – To apply for ₹9 Lakh personal loan on the Airtel website follow these steps:

    •     Step 1: Navigate to the Airtel Personal Loan website.

    •     Step 2: Go down to find the QR code to initiate your loan application.

    •     Step 3: Scan the code.

    •     Step 4: Now QR code will take you to the Airtel Personal Loan page.

    •     Step 5: Start your application by filling in your personal information.

    •     Step 6: Enter your PAN and Aadhaar number.

    •     Step 7: Verify the details you have entered.

    •     Step 8: You will immediately see the loan offers you are eligible for. If not, your online personal loan application will be rejected.

    •     Step 9: Now pick one of the loan offers and proceed further.

    •     Step 10: Finish the KYC process.


    H3 – Key Features and Benefits of ₹9 Lakh Personal Loans


    Now some of the key features of the ₹9 Lakh personal loan:

    •     Receive flexi credit of ₹10,000 to ₹9,00,000.

    •     12% rate of interest.

    •     3 to 60 months personal loan tenure.

    •     Credit disbursal within 24 hours.

    •     The entire procedure is paperless.

    •     Low processing fee of 2% to 5% + GST.


    H3 – Benefits of the ₹9 Lakh personal loan:

    •     Adjust your loan amount, term, and EMI to meet your needs.

    •     Easy money transfer directly to your account.

    •     Cashless transaction process.


    H3 – Key Documents Required to Apply for ₹9 Lakh Personal Loan


    Let’s have a look at the key documents required to apply for ₹9 Lakh personal loan:

            Your name, address, PAN card number, and Aadhar Card details.


            Information about jobs.


            Information about your bank account


    H3 – Fees and Charges for ₹9 Lakh Personal Loan


    The processing charge for Airtel Flexi Credit’s ₹9 Lakh personal loan ranges from 2% to 5%, including GST. Failure to pay monthly EMI results in a penalty, and if you want to pay off your loan early, banks may charge a foreclosure fee ranging from 1% to 4%. It is best to discuss these conditions before submitting a loan application.

    H3 – What is the Interest Rate of ₹9 Lakh Personal Loan?


    Airtel Flexi Credit lending partners provide personal loans with interest rates as low as 12%. The Airtel Thanks app will calculate an interest rate for you based on your eligibility, credit score, and other factors. You may use the personal loan EMI calculator to calculate your monthly payment depending on the loan length and interest rate.

    H3 – Things to Avoid while Applying for ₹9 Lakh Personal Loan



    •     Applying to several lenders: Applying for many loans in a short period may severely damage your credit score.

    •     Failure to pay credit card bills on time: If you have other short term loans or a credit card with a big debt, your loan application will most likely be declined. EMIs and credit card fees reduce your take-home earnings. To get approved for a personal loan, keep your credit use to a minimum.


    ·      Ignoring your ability to repay your loan: Check to see if the overall decrease in interest expenses outweighs any prepayment penalties imposed by your lender, if any.