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Get Flexi Credit up to ₹9 lakhs
✔️Instant disbursal ✔️100% online process

Apply Now

Quick Loans Online

Quick loans online from Airtel Finance are a hassle-free solution for everyone's financial needs. With swift processing, a 100% digital-free process, and minimal documentation, access funds conveniently to tackle emergencies or seize opportunities.

Apply Now

Benefits of Quick Loan

Get a loan on your terms. Choose from flexible EMIs and tenure options.

  • 100% digital process Submit details online

  • Instant Loan approval Get approval in mins!

  • Flexible EMIs and tenure Choose your tenure & EMI

Steps to Apply and Get a Personal Loan for Quick

Follow the simple steps mentioned below

  • Open Airtel Thanks App Find Shop > Airtel Finance

  • Select Flexi Credit Fill in your basic details

  • Get best offer Basis profile verification

  • Complete the KYC Link your bank account

Quick Loan EMI Calculator

To calculate the Equated Monthly Installment (EMI) for a travel loan, you can use an online EMI calculator.

Short Term Loan amount
Enter the loan amount

 ₹

Tenure plan
Choose your tenure plan

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Rate of interest
Adjust your interest rate

%


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Principal

 

Interest

 

Features of Quick Loan

With Airtel Flexi Credit, you get below

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  • Personal loan amount
    ₹10,000 to ₹9,00,000
  • Interest rates
    Starting from 11.5% p.a.
  • Personal loan tenure
    03 to 60 months
  • Credit disbursal
    Within 24 hours
  • No paperwork
    100% online
  • Low processing fee
    2% to 4% + GST
    • Personal loan amount
      ₹10,000 to ₹9,00,000
    • Interest rates
      Starting from 11.5% p.a.
    • Personal loan tenure
      03 to 60 months
    • Credit disbursal
      Within 24 hours
    • No paperwork
      100% online
    • Low processing fee
      2% to 4% + GST

    Quick Loan Eligibility Criteria

    One must be between the ages of 21 and 65 to be eligible for a Quick loan.

    • Flexible employment type

      Quick personal loans from Airtel Loans are available for salaried and self-employed individuals

    • Monthly income criteria

      Anyone with a monthly income of ₹13,500 or more can apply

    • Travel loan limit

      If you are looking for a loan between ₹10,000 to ₹9,00,000, then Airtel Flexi Credit is perfect for you!

    Quick Loan- FAQs

    What exactly are quick loans, and how do they work?

    Quick loans are fast and hassle-free financing solutions designed to provide individuals with swift access to funds to address urgent financial needs. They typically involve minimal documentation and streamlined approval processes, enabling borrowers to receive funds promptly upon an application approval.

    How quickly can I receive the funds after applying for a quick loan?

    The timeframe for receiving funds after applying for a quick loan varies depending on the lender and the specific application process. However, many lenders offer instant or same-day approval and disbursement of funds, ensuring expedited access to the required funds. This is possible due to the entire process being 100% digital.

    What types of expenses or emergencies are suitable for quick loans?

    Quick loans are versatile financing options that can be used to cover a wide range of expenses or emergencies, including unexpected medical emergencies, educational purposes, car repairs, home maintenance, wedding expenses, vacations or temporary cash flow shortages.

    What are the typical repayment terms for quick loans?

    Repayment terms for quick loans vary depending on the lender and the specific loan agreement. However, they often feature flexible repayment terms, allowing borrowers to choose a repayment schedule that aligns with their financial situation and preferences.

    Do quick loans require a credit check, and how does my credit score affect eligibility?

    While some lenders may conduct a credit check as part of the loan application process, many quick loan providers offer options for individuals with varying credit scores. Your credit score may impact eligibility and the terms of the loan, with higher credit scores typically resulting in more favourable terms.

    Are there different types of quick loans available, such as payday loans or installment loans?

    Yes, quick loans come in various forms, including payday loans, installment loans, personal lines of credit, and cash advances. Each type of quick loan has its own eligibility criteria, terms, and repayment structure, catering to different borrower needs. You can opt for Airtel Personal Loans from Airtel Finance and avail any kind of loan that fits your financial situation.

    Can I use a quick loan to consolidate debt or pay off existing loans?

    Yes, quick loans can be used for debt consolidation or to pay off existing loans. However, it's essential to assess the terms and interest rates of the quick loan compared to your existing debt to ensure it's a financially beneficial decision.

    What is the maximum amount I can borrow with a quick loan?

    The maximum loan amount for a quick loan varies depending on the lender, your income, creditworthiness, and other factors. Some lenders offer quick loans for amounts ranging from a few thousand rupees up to 3 lacs.

    Are there any hidden fees or charges associated with quick loans?

    While quick loans typically have transparent fee structures, it's essential to review the loan agreement carefully to understand any applicable fees or charges, including processing fees, late payment penalties, or prepayment fees.

    Can I apply for a quick loan online, and what is the application process like?

    Yes, many lenders offer online application processes for quick loans, allowing borrowers to apply conveniently from their smartphones or computers. The application process typically involves providing personal and financial information like address proof, identity proof, income proof, completing a loan application form, and submitting KYC documentation electronically.

    Is it possible to get a quick loan if I'm self-employed or have irregular income?

    Yes, some lenders offer quick loans to self-employed individuals or those with irregular income. However, eligibility criteria may vary, and lenders may require additional documentation to verify income and assess creditworthiness.

    Are there any restrictions on how I can use the money from a quick loan?

    In most cases, borrowers are free to use the funds from a quick loan for any legitimate purpose, including covering expenses, emergencies, or investments. However, it's essential to adhere to the terms of the loan agreement and use the funds responsibly.

    What happens if I can't repay a quick loan on time?

    If you're unable to repay a quick loan on time, it's crucial to contact your lender immediately to discuss repayment options. Depending on the lender and the terms of the loan agreement, you may incur late payment fees, penalties, or damage to your credit score.

    Do quick loans impact my credit score, and how?

    Yes, timely repayment of quick loans can positively impact your credit score by demonstrating responsible borrowing behaviour. However, missed payments or defaults can negatively impact your credit score and financial health.

    Are there any government regulations or consumer protections for quick loans?

    Yes, quick loans are subject to government regulations and consumer protection laws aimed at safeguarding borrowers' interests and promoting fair lending practices. It's essential to choose reputable lenders and review loan agreements carefully to ensure compliance with applicable regulations and protections.
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    Personal Loan Lending Partner -
    Airtel Flexi Credit

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    How to avail of Quick Loans?

    In today's ever-evolving financial environment, unforeseen emergencies or unexpected opportunities may arise, necessitating swift access to funds. Quick loans have emerged as a convenient solution, providing individuals with the means to promptly address pressing financial needs. Whether it involves covering unforeseen expenses, capitalizing on lucrative investment prospects, or bridging cash flow gaps, the availability of rapid funding has become indispensable.

    It is extremely important to know how to avail these quick loans from lenders and we are here to help you navigate this process in a simple way.  

    Eligibility Criteria to Get a Quick Loan

    Most lenders have a simple list of requirements for sanctioning quick personal loans to individuals. These pointers may differ from one lender to another but the ones mentioned below are some of the standard practices for the eligibility criteria for getting quick easy loans.

    1. The minimum age limit to avail quick loans online is 21 and above However, certain lenders may have more flexible criteria, extending loans to individuals as young as 18.
    2. You have to be a citizen of India to avail such quick cash loans.
    3. You need at least 2 years of experience as a business owner and at least 6 months of work experience if you are a salaried employee with a firm.
    4. The monthly salary requirement may change from lender to lender but most of them sanction fast cash loans with a minimum salary of ₹ 15000.
    5. The credit score must be a minimum 700.

    Interest Rate for a Quick Loan

    Different lenders have different rates of interest designated for quick cash loans. If you are planning to use Airtel Personal Loan for a quick sanction, then the interest rate starts at 11.5% p.a. but may change as per the amount and tenure of the loan.

    How to calculate EMI for a quick loan?

    The formula to calculate EMI for quick loans is simple and there are a lot of calculators online that will help you easily calculate your EMI.

    The variables under consideration are the loan amount, the rate of interest and the tenure of the loan.

    For example, if you are taking a quick loan of ₹ 50,000 for a tenure of 12 months at an interest rate of 12%, then the estimated EMI will approximately come up to ₹ 4442 per month.

    What is the procedure to apply for a quick loan?

    The procedure to apply for quick, easy loans is extremely simple and hassle-free.

    Step 1: Download the app of the lender party

    Step 2: Register on the app with your mobile number

    Step 3: Mention the amount you need for the loan

    Step 4: Complete your KYC by providing all the necessary information

    Step 5: Apply for quick easy loans by clicking on the submit button

    Best Features and Benefits of Quick Loans

    Quick loans offer a multitude of features and benefits tailored to meet the urgent financial requirements of individuals in today's fast-paced world.

    1. High Loan Amount: A lot of lenders provide quick loans for as high as ₹ 3 Lacs.
    2.   No Collateral: The best part about these quick loans online is that they are completely collateral-free and digital, making the entire process hassle-free.
    3. Flexible Tenure/Interest Rate/EMI: You can choose the amount of loan, decide the tenure, and pay EMI as per your convenience and capacity.
    4. Instant Loan Approval: A 100% digital process enables instant approval for the loan amount, making the process easy for all.

    List of Documents Required for a Quick Loan

    Quick personal loans are crafted to streamline the documentation process, requiring only essential documents for approval.

    • Address Proof – Aadhar Card, Voter’s ID, Ration Card, or any utility bill that has your address.
    • Identity Proof – Passport, Aadhar Card, PAN Card, or your Driving Licence.
    • Salaried Income/Self-Employment Statements -  bank statements or salary slips for the last six months of your employment with Form 16 proof that will vouch for an your income proof.

    What are all Fees and Charges for a quick Loan?

    These include the processing fee, verification charges, penalties on prepayment or late payment of the EMI, various taxes, and any other charges imposed by the lenders

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