100% digital process
Submit all your details and documents online
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
Apply NowApply for your next personal loan in Kolkata from Flexi Credit by Airtel Finance. Get the best loan offers, low rates of interest, instant credit approval, and flexible EMI repayment options. The process is completely digital. Apply on the Airtel Thanks app to get instant credit approval. Choose Airtel Flexi Credit for maximum convenience.
Check out the benefits of a Personal Loan in Kolkata-
Submit all your details and documents online
Instant approval process
Choose the loan amount, tenure, EMI, as per your need
Personal loans are useful for those who are looking for
a quick financial boost. The biggest advantage of a personal loan
in Kolkata is that you will not have to offer any collateral in exchange.
There is no restriction on how you may use the loan amount either.
Follow simple steps as mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
The personal loan EMI calculator helps to determine if you will be able to repay your personal loan with monthly EMIs. Enter all the details and manage your finances with it.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Flexi Credit, you get
₹10,000 to ₹9,00,000
Starting from 12% p.a.
03 to 60 months
Within 24 hours
100% online
2% to 5% + GST
To be eligible for a Personal Loan in Kolkata, borrowers need to meet some criteria
The borrower must be at least 18 years old to be eligible for an instant loan.
The borrower must have a stable source of income, such as a salary or business income.
The borrower should have a decent credit score to be eligible for a Personal Loan in Kolkata.
There are no specific eligibility criteria for a personal loan in Kolkata. Anyone can apply, but make sure you provide the correct information to the creditors during the application process.
Yes, you can use the Airtel Thanks app to apply for your personal loan in Kolkata online. Here is the process: Open Airtel Thanks > on the shop tab, click Airtel Finance > select Airtel Flexi Credit > Enter your details and apply for your personal loan.
If you are looking for special loan offers and low-interest rates for personal loans in Kolkata, then choose Flexi Credit by Airtel Finance. Get the best loan offers, low processing charges, 100% digital process, instant credit approval, flexible EMI repayment tenures, and much more.
If you apply for a personal loan in Kolkata via Airtel Flexi Credit, then your loan approval will be completed You will also receive credit to your linked bank account within 24 hours.
Here are some of the documents needed for a personal loan application in Kolkata – name, address, Aadhaar number, PAN number, employment details and digital KYC.
Yes, you can get a personal loan in Kolkata with a low credit score as well, with Airtel Flexi Credit. Apply for your personal loan from the Airtel Thanks app and check out the loan offer.
There are no government schemes or initiatives in Kolkata offering personal loan assistance.
When you apply for an instant personal loan in Kolkata on Airtel Flexi Credit, you can get a maximum loan amount of ₹9,00,000.
There are no local fees associated with personal loans in Kolkata. However, Airtel Flexi Credit charges a low processing fee of 2% to 5% + GST.
Yes, you can prepay or foreclose a personal loan in Kolkata if you wish. There are no penalties for doing so, but you will be charged a small amount for the foreclosure. To get more details on foreclosure charges, get in touch with the bank.
You can use an EMI calculator to find out how much EMI you will have to pay after you have taken a personal loan in Kolkata.
No, the process remains the same for all personal loan applicants.
If you default on your EMI payments, you will have to pay a fine and your credit score will take a hit. However, repeated defaulting on personal loans may lead to a booking under section 420 of the Indian Penal Code, which includes imprisonment as well.
Unfortunately, there are no special discounts or offers on short term loan during the festive seasons in Kolkata.
As of now, there are no specific benefits or considerations for senior citizens applying for personal loans in Kolkata.
For the best deals on your personal loans, check out Airtel Flexi Credit from Airtel Finance. Airtel offers multiple loans from various banks, with flexible loan tenures and an easy approval process.
If you are looking for competitive rates on personal loans in Kolkata, choose Airtel Flexi Credit. Get the best loan offers from multiple banks and repay with flexible EMI options.
Yes, you can also apply for a personal loan if you are residing on the outskirts of Kolkata. It will not affect the approval process at all. There is one single approval process that is valid for all citizens of India.
A personal loan acts as a saviour in times of urgent financial support. The biggest benefit of personal loans is that you can use the loan amount for any need, without any questions asked. Moreover, you also do not have to offer any collateral in exchange for the loan. Just ensure you have a good cibil score, and your personal loan offer will be ready in an instant. Apply for your next personal loan with the Airtel Thanks app to get instant approval and quick credit disbursement.
Get the best personal loan offers in Kolkata, only with Airtel Flexi Credit.
Eligibility Criteria for Personal Loan in Kolkata
When you are applying for a personal loan in Kolkata, there are no hard and fast rules that qualify as eligibility criteria. Instead, here’s what you can do – make sure you provide the correct information wherever asked while you are applying for a personal loan. The correct information ensures that banks can evaluate the best personal loan offer for you.
Therefore, everyone can apply for a personal loan in Kolkata!
How to apply for a personal loan in Kolkata?
Here are the steps on how to apply for a personal loan in Kolkata with the Airtel Thanks app: