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Submit all your details and documents online.
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Flexi Loans are an adaptable and hassle-free loan funding solution for managing unexpected expenses or funding your ventures. Discover the freedom to borrow and repay on your terms with Airtel Personal Loans.
Get a loan on your terms. Choose from flexible EMIs and tenure options.
Submit all your details and documents online.
Get your Loan application approved!!
Choose the loan tenure and EMI amount as per your need.
Choose Airtel Personal Loans for seamless access, competitive interest rates, and quick disbursal. Experience convenience and reliability with Airtel’s trusted financial services.
Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
To calculate the Equated Monthly Installment (EMI) for a travel loan, you can use an online EMI calculator.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Loans, you get below
₹15,000 to ₹5,00,000
Starting from 11.75% p.a.
03 to 36 months
Within 24 hours
No paperwork
2% GST
One must be between the ages of 21 and 65 to be eligible for a Flexi loan.
Short term personal loans from Airtel Personal Loan are available for salaried and self-employed individuals
Anyone with a monthly income of ₹13,500 or more can apply
If you are looking for a loan between ₹10,000 to ₹9,00,000, then Airtel Personal Loan is perfect for you!
A flexi loan is a type of loan that offers borrowers a pre-approved credit limit from which they can withdraw funds as needed. Unlike traditional loans where borrowers receive a lump sum upfront, Airtel Personal Loans from Airtel Finance provide flexibility in accessing funds, with interest charged only on the utilised amount.
The flexible repayment feature allows borrowers to make repayments at their convenience. They can choose to repay the entire borrowed amount or make partial repayments as per their financial situation. Interest is charged only on the utilised amount, providing cost savings.
Flexi loans offer several advantages, including:
Flexi loans typically do not impose restrictions on the usage of funds, allowing borrowers to utilise the funds for various purposes such as medical expenses, home renovations, education, or debt consolidation.
Some lenders may offer the option to switch between fixed and floating interest rates with a flexi loan, providing borrowers with flexibility to choose a rate structure that aligns with their preferences and financial goals.
You can apply for Airtel Personal Loans through the Airtel Thanks app, go on Airtel Finance and get the best offers. You further need to provide personal and financial details, submit necessary documentation such as identity proof, address proof, and income proof.
Penalties for early repayment of a flexi loan vary among lenders. Some lenders may impose prepayment charges, while others may offer prepayment flexibility without additional penalties. Borrowers should review the loan agreement for details.
Some lenders may offer the option to convert an existing loan into a flexi loan, providing borrowers with the flexibility to manage their finances more efficiently. Borrowers should inquire with their lender regarding eligibility and terms.
Yes, flexi loans have a pre-approved credit limit, which serves as the maximum amount that borrowers can withdraw from their account. The credit limit is determined based on factors such as income, creditworthiness, and repayment capacity.
Borrowers can make withdrawals or repayments from a flexi loan account as frequently as needed, subject to the sanctioned credit limit. This flexibility allows borrowers to manage their finances according to their requirements.
If the full credit limit of a flexi loan is not utilised, borrowers are only charged interest on the amount withdrawn. The unused portion of the credit limit remains available for future use, providing flexibility for unforeseen expenses or emergencies.
Flexi loans have emerged as a feasible and hassle-free financing option, offering individuals the convenience and adaptability to manage your financial needs effectively and works almost like an overdraft, with a pre-approved cash limit. The lender will charge you interest only on the amount that you use and you can withdraw money whenever you want without any extra charges. Understanding the process of availing flexi loans, including eligibility criteria, interest rates, EMI calculation, application procedures, features, benefits, required documents, and associated fees and charges, is essential for making informed borrowing decisions.
