Personal loan eligibility denotes a fixed set of criteria that you have to match before you apply for a loan. If you do not happen to meet these criteria, then your loan application will not move forward. Different banks have different personal loan eligibility criteria, so make sure to apply for the one that seems best for you. 

Checking for your personal loan eligibility is rather simple. You only need to have a look at the various terms and conditions related to your personal loan eligibility, and if you meet those criteria, then that’s it! You can use the Airtel Flexi Credit Eligibility Calculator to check if you meet all the requirements.

There are no calculations involved for checking your personal loan eligibility. You just need to ensure that you are meeting all the criteria as informed by your personal loan lender. Meeting all these criteria will help you to get the loan approved faster.

Not really, there are no fees or any forms of hidden charges involved for checking your personal loan eligibility.

There are no specific factors that will help you qualify for a personal loan as such. However, having a good credit score is one of the most important things. It helps the bank identify you as someone they can trust. Hence, getting personal loans from banks is much easier when you have a good cibil score.

Unfortunately, you cannot apply for a personal loan in India if you are not an Indian citizen. Being a citizen is one of the foremost eligibility criteria that you must meet, to get a personal loan from your bank or lender of choice.

In case, your debt-to-income ratio stands somewhere between 36-42%, then your lenders might be worried about approving your personal loan. However, it is not an impossible scenario, but you may have to show how you will be managing your finances to be able to borrow the loan amount.

To apply for a personal loan, the minimum age should be 21 years. If you are younger than that, you will not be eligible for a personal loan.

If you have filed for a case of bankruptcy, then it will remain on your credit report for up to 7-10 years. However, many personal loan lenders are fine with a 2-year gap between the personal loan declaration and application for the personal loan.

As a personal loan applicant, you should understand that lenders are more confident with a borrower who has a steady source of income. In addition, it is much easier to apply for a personal loan if you are working as a salaried man, instead of a person who is self-employed.

You can apply for a personal loan online, with just a few taps on your smartphone. No need to visit the bank. Just get the Airtel Thanks app on your device, check for your loan eligibility, and apply online!

The biggest benefit of a personal loan is that you will not have to pay any collateral to get the loan. Simply ensure that you have a good credit source, a stable source of income, and meet the rest of the eligibility criteria to get the instant personal loan.

The personal loan eligibility criteria for up to ₹1 lakh is just the same: must be an Indian citizen, the loan applicant must be between 21 to 60 years of age (average age limit), should have a stable source of income, and should be able to repay the loan amount.

The personal loan eligibility for a loan up to ₹5 lakhs is here: you need to be an Indian citizen, between 21 to 60 years of age (average age limit), must have a stable source of income, and make sure that you will be able to repay the loan amount.

For a personal loan amount of ₹9 lakhs, the basic criteria remain the same – Indian citizen, age between 21 to 60 years (average age limit), stable source of income, and ability to repay the loan. However, the loan of ₹8 lakhs is reserved only for some of the most exclusive customers of Airtel. To know more about it, we suggest that you get in touch with an executive from Airtel.