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Early Salary Loans online
Early salary loans, available through Airtel Finance, offer a lifeline for those facing urgent expenses before their payday. With a simple online application process on the Airtel Thanks app, these loans provide swift access to funds, ensuring individuals can address financial emergencies with ease and convenience.
Benefits of Early Salary Loan
Get a loan on your terms. Choose from flexible EMI and tenure options.
100% digital process
Submit details onlineInstant Loan approval
Get approval in mins!Flexible EMIs and tenure
Choose your tenure & EMI
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Steps to Apply and get a Personal Loan for Flexi
Follow the simple steps mentioned below
Open Airtel Thanks App
Find Shop > Airtel FinanceSelect Flexi Credit
Fill in your basic detailsGet best offer
Basis profile verificationComplete the KYC
Link your bank account
Early Salary Loan EMI Calculator
Calculate your Short Term Loan EMIs and interest rate easily using the Short Term Loan EMI calculator.
Adjust the tenure and loan amount to know the average interest amount.
Early Salary Loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
Features of Early Salary Personal Loan
Discover the benefits and features of Early Salary Personal Loan
Zero Documentation
Flexible tenure
Low Interest Rate
100% Digital Process
Improves Credit Score
Approved in 24 Hours
Early Salary Loan Eligibility Criteria
One must be between the age-group of 21 and 65 to be eligible for a Early Salary Loan.
Flexible employment type
Early Salarypersonal loans from Airtel Early SalaryCredit are available for salaried and self-employed individualsMonthly income criteria
Anyone with a monthly income of ₹13,500 or more can applyEarly Salary Loan limit
If you are looking for a loan between ₹10,000 and ₹9,00,000, then Airtel Early SalaryCredit is perfect for you!
Personal loan App - FAQs
What is the concept of Early Salary Personal loan?
How quickly can I receive funds from an early salary personal loan?
How to get an Early Salary?
What are the eligibility criteria for obtaining an early salary or Fibe personal loan?
Can I apply for an early salary personal loan if I'm a freelancer or self-employed?
What documents are required to apply for an early salary personal loan?
How does the repayment process work for Fibe personal loans?
Are there any penalties for early repayment or prepayment of an early salary personal loan?
What are the interest rates and fees associated with early salary personal loans?
Can I use an early Fibe loan to consolidate debt or pay off existing loans?
Are there any restrictions on how I can use the funds from an early salary personal loan?
Do I need to have a certain credit score to qualify for an early salary personal loan?
Can I apply for an early salary personal loan online, and what is the application process like?
Are there any additional benefits or features offered with early salary personal loans?
What happens if I cannot repay the loan on time?
How to Avail Early Salary Loans?
When life throws unexpected medical emergencies or last-minute expenses your way, early salary loans serve as a lifeline, swiftly providing the financial support needed to navigate through such challenging situations. You can easily avail early salary and personal loans by visiting Airtel Finance or downloading the Airtel Thanks app for some quick and easy loan disbursal.
Eligibility Criteria to get an Early Salary Loan
If you ever need an early salary loan to tackle your personal or emergency expenses, then here is the eligibility criteria to get one easily and hassle-free:
- The age limit for an early salary loan is 19 years and above.
- You need to be a citizen of India.
- You need to have a stable employment (self-employed or salaried) and a salary account with a minimum salary of ₹ 15000.
- You also need to provide your KYC details for a quick and easy loan disbursal.
Interest Rate for an Early Salary Loan
You can avail an early salary personal loan with an interest rate starting from 18% and above. You can either opt for an early salary loan or go for Airtel Personal Loan from Airtel Finance, where the interest rate typically starts at 11.5% and may prove to be more financially viable.
How to Calculate EMI for an Early Salary Loan?
The formula to calculate EMI for an early salary loan or any other personal loan is simple:
EMI = [P x r x (1 + r)^n] / [(1 + r)^n - 1]
Where:
P = Loan Amount (Principal)
r = Monthly Interest Rate
n = Loan Tenure in Months
What is the procedure to apply for Early Salary loan?
You can easily apply for an early salary loan by downloading the app, choosing the amount you want for the loan, choosing the loan plan, filling up the KYC details and then confirming the EMI. Airtel Finance has made availing the Airtel Personal Loan super easy through the Airtel Thanks app.
Best Features and Benefits of Early Salary Loans
- What makes early salary different from other types of loans is that it is a short-term personal loan where the interest gets calculated as per your convenience, need of the amount and the short tenure. So you may go for a monthly or daily interest rate plan.
- Quick Access to funds is what makes this a feasible loan option.
- You don’t need collaterals and the process is 100# digital so the loan disbursal is extremely quick.
- This loan is accessible to people possessing varied credit histories and the process is also lucid and uncomplicated.
List of Documents Required for an Early Salary Loan
Early salary loan application also requires certain documents that are common for all kinds of personal loans.
- Address Proof – This includes passport, Aadhar card, Voter’s ID or any other utility bill
- Identity Proof – This includes your PAN card, Aadhar card, Driver’s Licence or Voter’s ID.
- Income Proof – you need to have salary slips or bank statements of the past three months and ITR too.
- Passport Size Photograph – this is important to complete the application form.
- What are all Fees and Charges for Early Salary Loan?
- The interest rates for early salary loans are slightly higher and may start from 18% and go up till 38%.
- Apart from that, you have the processing fees for the loan application process between 2% to 5%.
- You also have the late payment fee/penalty that may vary from one lender to another.