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Apply NowWith Airtel Finance, you don’t need to submit any documents to get your Personal Loan application approved. The entire process is digital, making it super quick and easy. All you need to do is head on to the Airtel Thanks App and enter your details there.
Your personal loan application needs very few details!
Provide PAN details
Provide Aadhaar details
Passport, Voter ID, etc.
From the last 3 months
Of the last 3 months
Upload a selfie
Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
You are required to submit the following documents for a personal loan application:
The proof of identity for a personal loan application generally includes one or more of the following documents:
You can use any of the following documents to prove your address:
You can use any of the following documents to provide proof of income for a personal loan application:
Yes, there are specific requirements for self-employed individuals when it comes to income documentation such as:
You need to provide details about your employment history or business details depending on your source of income. Here is what you need to provide as a salaried employee:
Bank statements play a pivotal role in the personal loan application process as they assess your financial stability. You would need to provide the last 6 months’ bank statements for your personal loan application.
The lender will request your permission to access your credit report as a part of the personal loan application.
While applying for a joint personal loan both parties need to provide a few common documents:
You do not need to provide any collateral or security documents for a personal loan as it is already unsecured.
Your loan application may get rejected if you do not have the required documents.
You are required to submit scanned copies of the necessary documents for your personal loan application online.
It takes 2-3 working days to a couple of weeks for the lender to verify and process the documents completely for the personal loan application.
Foreign nationals or non-residents of India are required to submit their identity proof, address proof, passport-size photographs, valid passports and visas, income tax returns (ITR), salary slips (for employed individuals), and bank statements.
Since pre-approved loans are for existing customers, the lenders already have all the necessary documents and credit value. Therefore, it is not required to submit the documents again.
Secured and unsecured loans need different types of documents. You need to provide identity proof, address proof, income proof, and employment proof to apply for a secured loan. For an unsecured personal loan, you need to provide collateral documents along with identity proof, address proof, income proof, and employment proof.
The basic document requirements are the same but it may vary from lender to lender and the type of loan you are applying for. You may contact the lender, visit a local branch, or check the document requirements online on the website.
You must choose a reputed bank, keep a strong and unpredictable password, and a secured Wi-Fi connection, use 2-factor authentication, upload your documents wisely, and avoid sending sensitive documents via email to ensure the security and privacy of your personal and financial documents during the application process.
For debt consolidation, you need to provide identity proof, address proof, employment proof, and list of debts. Whereas for medical loan you are required to submit identity proof, address proof, employment proof, medical bills, and a purpose statement stating the need for medical loan.
Personal loans can be a great source of financial aid for individuals. You are required to submit a few documents before applying for a loan. It depends on whether the individual is employed or unemployed. Personal loan terms and interest rates can vary greatly between lenders, so shop around and compare offers from other financial institutions to discover the best conditions for your needs. Documents required for personal loans are quite simple and basic.
The interest rate is charged on the loan amount and is included in the monthly EMIs. Use the personal loan interest
rate calculator to know the EMI amount according to the loan tenure.