100% digital process
Submit all your details online and any documents, if needed
Get Personal Loan up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
Apply NowApply for an online personal loan through Airtel Finance and get funds of up to ₹9 lakhs, featuring a 100% digital process with zero paperwork for instant disbursal.
This multipurpose instant personal loan is designed to cater to a wide range of your financial needs—whether you're planning a dream wedding, embarking on an exciting travel adventure, addressing urgent medical expenses, funding higher education, or handling any other personal requirement. With Airtel Finance, you can fulfill all your financial obligations without the stress of complicated procedures
Choose from flexible tenures & EMIs that suit your financial situation, and enjoy affordable interest rates that won’t burden your budget. Take control of your finances today and make your aspirations a reality with our instant personal loan at your fingertips!
Loan Amount | Get a flexible credit ranging between ₹10,000 to ₹9,00,000! |
Interest Rate | Interest rates as low as 12.75%! |
Tenure | Adjust the loan tenure as per your needs between 3 to 60 months. |
Disbursal Time | Get the loan amount credited to your account within just 24 hours. |
Approval | Apply for a loan and get it approved without stepping out! Thanks to zero paperwork and 100% online loan process with Airtel Personal loan |
Fees & Charges | No need to pay a high processing fee for the loan. The fee ranges between 2-5% + GST. |
When considering a personal loan, understanding eligibility is crucial. Lenders evaluate various factors to determine whether to approve the application and what interest rate to offer.
Each lender may have different criteria, but the following eligibility parameters can get your personal loan application easily approved.
Where:
If you borrow ₹100,000 at a 12.75% interest rate for 3 years with a processing fee of ₹2,000 and no prepayment charges:
This gives you a basic understanding of how to calculate the total cost of a personal loan.
Calculate the expected EMIs of your instant personal loan before you apply. Adjust the loan details and find the most affordable EMIs for easy repayments.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
Get a loan on your terms. Choose from flexible EMI and tenure options.
Submit all your details online and any documents, if needed
Get your loan application approved within minutes
Choose the loan amount, tenure, and EMI amount as per your need
When considering any personal loan, it’s essential to be aware of the various fees and charges that may apply. Key costs include a one-time processing fee, typically a percentage of the loan amount, which covers the application process. Additionally, prepayment charges may apply if you choose to pay off your loan early, while late payment fees can accrue if you miss a due date. Although interest rates are not classified as fees, they significantly impact the total cost of the loan, and Airtel Finance offers competitive rates worth comparing.
Airtel Finance has partnered with banks and RBI-regulated non-banking financial companies (NBFCs) to deliver a range of flexible personal loan options. This partnership allows customers to customize their loan experience by choosing the loan amount, repayment tenure, and monthly EMI that align perfectly with their financial needs.
Whether you’re looking for a smaller loan for immediate expenses or a larger amount for significant investments, Airtel Finance is committed to providing tailored solutions that cater to every customer’s unique requirements.
If you want to apply for a personal loan from Airtel Finance, the solution is easy. Simply download the Airtel Thanks app and register yourself on the app. Now, go to the financial services section and apply for your loan from there. You only need to provide your personal information, PAN card, and employment details to apply for the loan. Complete the KYC and get your loan handed to you in a few minutes.
There are multiple benefits associated with applying for a personal loan from Airtel. You get the flexibility to choose your loan amount, tenure and even the EMI amount as per your need. You get an immediate money transfer to your account; the whole process is quick and completely cashless too. All you need is the Airtel Thanks app to get it done.
With the help of Airtel’s long-term instant loan offer, you can borrow a sum of up to ₹9 lakhs. To avail of this offer, make sure you provide accurate documents so that you can avail of the best offer instantly.
To get a loan from Airtel, these are the personal loan documents that will be needed from you – your basic information, such as name, address, PAN card number, and employment type. Following that, you will need to complete the online KYC process.
A personal loan can be used for anything, and that is where it gets the name from. Thus, how you use your loan amount is completely personal. Whatever the reason may be, you can always obtain a personal loan from Airtel. Be it home renovation, wedding, travel plans or anything else- you will get a personal loan to fulfil every need.
There are no criteria as such to be eligible for a personal loan. Basically, everyone can apply. Just provide us with accurate information.
Personal loan approval can be done in an instant provided that you have given the accurate documents. Once the KYC process is completed and the user passes the approval stage of the loan, the money is sent to his respective bank account within minutes.
Repaying your personal loan amount is also quite easy. All you have to do is download the Airtel Thanks app. From here, you track your EMIs, your payment history, and upcoming payments. Those options will help you easily repay the amount that you are meant to, regularly. From applying for loans to repaying your owed amount – everything is made easy at Airtel Thanks.
Keeping track of your personal loan application is also extremely easy. Just download the Airtel Thanks app and you will have one app for everything Airtel. You will be regularly notified of your upcoming payments and loan offers. Just go to Airtel Finance on the Airtel app, and get a cohesive view of your Airtel credit, including personal loans.
The personal loan rate of interest is calculated monthly (i.e., R= Annual rate of interest/12/100).
You do not need to have a minimum salary requirement to apply for a personal loan with Airtel. Just make sure you are entering complete and accurate information when you are submitting your documents. The KYC process will look into it and provide you with the loan soon enough.
The EMI for your personal loan depends on the loan amount, tenure, and rate of interest. You can use the personal loan EMI calculator to know your average EMI.
If your personal loan application has been rejected, it means there is some problem with the data that you have entered. It could also be true that you didn’t pass the KYC check. You can apply for a personal loan once again with the correct information as required.
Once all your documents are verified, the personal loan amount gets credited in no time. Just ensure to provide accurate information. After the KYC, if everything is found perfect, loan disbursement takes no time.
Yes, you will need a good CIBIL score to be eligible for a personal loan. However, people with lower credit scores can also apply for a personal loan from Airtel Flexi Credit.
DMI Finance: After 5 days, there is a pre-closure charge of 2% + GST on Balance Principal Outstanding + Accrued Interest + Charges (if any)
To raise this request, the customer needs to contact the DMI customer care team through the following channels:
Not paying your loan amount back on time attracts a hefty amount of fine. That is why it is always a good idea to pay back your due loan amounts right on time.
The cancellation window differs for each lending partner. Each partner offers you the facility to cancel your loan application request. However, cancellation charges will apply and may differ for each partner.
To raise a loan cancellation request, you can refer to the details below and write to the partner directly at the given email addresses.
How to update the details on my personal loan account?
To update details on your personal loan account, you will have to get in touch with the Airtel customer support team. The customer support team is extremely helpful and will guide you on how to update details, without any worries.
You can reach out to Airtel customer support from the Help section of the Airtel Thanks app for loan queries. Our customer support executive will guide you through your doubts. Otherwise, you can simply call 121 and inform the agent about your issue.
In case of any feedback or concern or request please reach out to our Grievance Officer
Mr. Nitin Grover
Designation: Nodal Grievance Redressal Officer
Email: nodalofficer.loans@airtel.com
Address: Airtel Center, Plot no. 16, Udyog Vihar Phase IV, Gurgaon – 122015
Customers can write to nodalofficer.loans@airtel.com with the details (Mobile Number) to revoke the consent & data storage. Data deletion will happen within 30 days of the request raised by the customer.
Moneyview (WhizDM Innovations Pvt. Ltd.)
Grievance Redressal Officer details
Name – Mr. Venkatraman Narayan
Email Address: grievance@moneyview.in
Address: No. 17, 3rd Floor, Survey, 1A, Dr Puneeth Rajkumar Rd, Kadubeesanahalli, Bellandur, Bengaluru, Karnataka 560087
Contact No.: +91-8045692002
Timings: 9:00AM to 6:00PM (Monday to Friday)
DMI finance
Grievance Redressal Officer details
Name – Ashish Sarin
Designation – Senior Vice President – Customer Success
Email Address: head.services@dmifinance.in/grievance@dmifinance.in
Address: Express Building, 3rd Floor, 9-10, Bahadur Shah Zafar Marg, New Delhi-110002
Contact No.: 011-41204444
Axis Bank
Grievance Redressal Officer details
Name: Mr Ashish Rajput
Designation: Assistant Vice President
Email: nodal.officer@axisbank.com
Address: Axis Bank Limited, NPC1, 5th Floor, Gigaplex, Plot No I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai – 400708
Contact No: +91 80 61865200
Timings: 9:30 am to 5:30 pm Monday to Saturday (except second and fourth Saturdays and Bank Holidays)
Principal Nodal Officer details
Name: Ms. Deepti Radkar ,
Designation: Senior Vice President – II
Email: pno@axisbank.com
Address: 7th Floor, Axis House, Wadia International Center P.B. Marg, Worli, Mumbai – 400 025
Contact No: +91 80-61865200
Timings: 9:30 am to 5:30 pm Monday to Saturday (except second and fourth Saturdays and Bank Holidays)
Kisetsu Saison Finance India Private Limited (Credit Saison)
Grievance Redressal Officer details
Name- Ms. Preethi Nair
Email: grievance@creditsaison-in.comorpreethi.nair@creditsaison-in.com
Address: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 560029
Contact No.: 9962003070
Secure a personal loan with a flexible EMI and tenure plan to support your financial goals with Airtel Finance! Both Airtel and Non-Airtel users can apply for a personal loan within minutes of Airtel Flexi Credit on the Airtel Thanks app.
All you need to do is enter your personal information, employment details, the loan amount you wish to borrow and hit apply. The best personal loan offers from various NBFCs will be presented according to your credit history and score. Choose the Airtel Thanks personal loan offer that fits your needs. Adjust the loan amount, EMI, and loan tenure, and provide relevant documents, if needed to process the application. If approved, the loan amount will be disbursed instantly.
Apply for a Personal Loan online of up to 9 Lacs today!