If you apply from Airtel Flexi Credit, the Axis Bank Personal Loan interest rates will start at just 12%.

Yes, personal loan interest rates can vary depending on the loan amount.

You cannot negotiate the interest rate on your Axis Bank Personal Loan.

For any revisions on personal loan interest rates, contact your Axis Bank representative.

Yes, Axis Bank can charge penalties for prepaying your personal loan. You can find more on this by getting in touch with Axis Bank customer support. They do not affect the interest rate.

Yes, the interest rate is fixed for the entire personal loan tenure.

The interest rate on your personal loan is affected by the loan amount offered, the tenure of the loan, your credit score, and credit history.

No, you cannot get a floating interest rate on your Axis Bank Personal Loan when you apply from Airtel Flexi Credit.

You need to pay a small processing fee, which will be around 2% of the total loan amount + GST. Apart from this, you won’t be charged anything.

Your interest rate charges will be fixed and communicated to you while you are applying for the loan.

Yes, you can get low interest rates on your personal loan when you apply from Airtel Flexi Credit.

The interest rate for a specific borrower depends on their credit history, their existing credit score, personal income, and the loan amount that they have applied for.

Yes, most banks and lenders offer a grace period of up to 30 days for late payments. For more information on the grace period of your interest rate changes, contact Axis Bank.

Yes, most banks and lenders offer a grace period of up to 30 days for late payments. For more information on the grace period of your interest rate changes, contact Axis Bank.

Yes, you get a low interest rate on your personal loan when you maintain a good credit score.

No, you cannot choose a different interest rate type mid-way through the loan tenure because it is fixed at the beginning of the loan application.

There are no government schemes impacting personal loan interest rates.

At Airtel Flexi Credit, your personal loan interest rates start from just 12%.

No, you do not have any option to link the personal loan interest rate to market benchmarks.

Any fluctuations in the market regarding interest rates will be made known to you before you apply for the personal loan.

No, there are no seasonal or festive offers that affect personal loan interest rates.

Yes, you can transfer your existing personal loan to Axis Bank for a better interest rate. To do so, get in touch with Axis Bank customer support or your Axis Bank Personal Loan representative for further clarity on this.