Extremely flexible
Airtel Flexi Credit is quite flexible. You can easily choose the Axis Bank Personal Loan amount, loan tenure and EMI.
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Apply for your personal loan from Axis Bank without any worries and enjoy low interest rates. Get your personal loan from Axis Bank approved instantly with Airtel Flexi Credit, and pay back with flexible repayment options. At Airtel Flexi Credit, the interest rates start from just 12%. You can also calculate how the personal loan will affect your finances with the EMI calculator.
With Airtel Flexi Credit, high-interest rates are a story from the past!
Airtel Flexi Credit is quite flexible. You can easily choose the Axis Bank Personal Loan amount, loan tenure and EMI.
Apply for the Airtel Flexi Credit through a simplified process.
Starting at just 12% per annum, Airtel Finance provides Axis Bank Personal Loans at the most competitive rates.
Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
To calculate your interest rate, make use of the following formula:
Interest = Principal x Rate X Tenure
Here, the principal is the loan amount that you have borrowed,
the rate is the rate of interest and tenure is the time period for
which you are applying for the loan.
With Airtel Flexi Credit you get below
₹16,000 to ₹5,00,000
Starting from 12% p.a.
03 to 36 months
Within 24 hours
No paperwork
2% + GST
If you apply from Airtel Flexi Credit, the Axis Bank Personal Loan interest rates will start at just 12%.
Yes, personal loan interest rates can vary depending on the loan amount.
You cannot negotiate the interest rate on your Axis Bank Personal Loan.
For any revisions on personal loan interest rates, contact your Axis Bank representative.
Yes, Axis Bank can charge penalties for prepaying your personal loan. You can find more on this by getting in touch with Axis Bank customer support. They do not affect the interest rate.
Yes, the interest rate is fixed for the entire personal loan tenure.
The interest rate on your personal loan is affected by the loan amount offered, the tenure of the loan, your credit score, and credit history.
No, you cannot get a floating interest rate on your Axis Bank Personal Loan when you apply from Airtel Flexi Credit.
You need to pay a small processing fee, which will be around 2% of the total loan amount + GST. Apart from this, you won’t be charged anything.
Your interest rate charges will be fixed and communicated to you while you are applying for the loan.
Yes, you can get low interest rates on your personal loan when you apply from Airtel Flexi Credit.
The interest rate for a specific borrower depends on their credit history, their existing credit score, personal income, and the loan amount that they have applied for.
Yes, most banks and lenders offer a grace period of up to 30 days for late payments. For more information on the grace period of your interest rate changes, contact Axis Bank.
Yes, most banks and lenders offer a grace period of up to 30 days for late payments. For more information on the grace period of your interest rate changes, contact Axis Bank.
Yes, you get a low interest rate on your personal loan when you maintain a good credit score.
No, you cannot choose a different interest rate type mid-way through the loan tenure because it is fixed at the beginning of the loan application.
There are no government schemes impacting personal loan interest rates.
At Airtel Flexi Credit, your personal loan interest rates start from just 12%.
No, you do not have any option to link the personal loan interest rate to market benchmarks.
Any fluctuations in the market regarding interest rates will be made known to you before you apply for the personal loan.
No, there are no seasonal or festive offers that affect personal loan interest rates.
Yes, you can transfer your existing personal loan to Axis Bank for a better interest rate. To do so, get in touch with Axis Bank customer support or your Axis Bank Personal Loan representative for further clarity on this.
Whenever you apply for a loan, be it a personal loan or any other type of loan, you need to pay it back with interest. It is the interest itself which makes it attractive for any bank to offer another person with a loan. Generally, personal loans are popular with customers because they are easy to apply, you need not offer any form of collateral to get the personal loan and the loan applications are easily accepted.
If you apply for an Axis Bank Personal Loan from Airtel Finance, the interest rates start at 12%. Therefore, this
makes the application process pretty smooth for anyone who wants to get credit amount quickly.