Axis Bank Personal Loan

FAQs on Axis Bank Personal Loan

How to apply for an Axis Bank Personal Loan?

You can apply for an Axis Bank personal loan by using the Airtel Thanks app. Download the app, go to the shop section, and select Airtel Finance. Apply for your personal loan in a few simple steps.

What are the benefits of applying for an Axis Bank Personal Loan by Airtel Flexi Credit?

Applying for a personal loan from Airtel Flexi Credit has multiple benefits. The whole process is completely digital, you will get approvals for your loan amount almost instantly and you can choose the loan amount, tenure, and EMI according to your needs.

What is the maximum amount of Axis Bank Personal Loan I can borrow?

The maximum amount that Axis Bank personal loan lets you borrow is ₹5 lakhs.

What are the documents required to get an Axis Bank Personal Loan?

You will need the following documents to get an Axis Bank Personal Loan from Airtel Flexi Credit: Aadhaar card and PAN card. Any additional documents that may be required can vary on case-to-case basis.

What can an Axis Bank Personal Loan be used for?

You can use the Axis Bank personal loan for any financial reasons. There are no restrictions. However, you are advised to borrow carefully and make sure to always pay back your loans on time.

Get Axis Bank Personal Loan

When you are short on cash and want to get instant credit, applying for a personal loan is one of the best options. A personal loan is also very useful because you can spend it the way you wish to, without any worries. Just make sure you are paying back your personal loan on time, and it is all smooth sailing. Moreover, personal loans do not require any collateral on offer. All you need to show is that you have a stable income source, and your credit score is perfect.

Achieving your financial goals with a personal loan is easy. Apply for your personal loan from Axis Bank today!

Key Features & Benefits of Axis Bank Personal Loan

When you apply for your Axis Bank personal loan via Airtel Finance, there are plenty of benefits that you can enjoy:

The entire loan application process is digital, so you don’t have to visit any bank and stand in long queues

You can pay back your loan with easy EMIs

During your loan application, you can see how the EMI, tenure, loan amount and interest rates change using the personal loan EMI calculator

Get instant approvals on your personal loan request

Your loan amount gets credited to your linked bank account within 24 hours

You can track your loan application process via the Airtel Thanks app

Steps to Apply for Axis Bank Personal Loan

Here’s how you can apply for your Axis Bank personal loan via the Airtel Thanks app:

Download the Thanks app on your smartphone

Fill in the details

On the shop tab of the app, click on Airtel Finance

Next, you will see the Airtel Flexi Credit and Airtel Credit Card options

Select Airtel Flexi Credit, follow all the on-screen instructions

Once you complete all the formalities, you will receive your personal loan approval

Wait for 24 hours and you will receive your personal loan amount instantly!

Eligibility Criteria for an Axis Bank Personal Loan

These are the loan eligibility criteria that you have to meet to get a personal loan from Axis Bank:

The age limit of the applicant must be between 21 to 60 years

The applicant needs to be an Indian citizen

Monthly income of the applicant should be above ₹15,000

The applicant can be salaried or self-employed

List of documents required for Axis Bank Personal Loan

Here is the list of documents needed to apply for a personal loan from Axis Bank:

Aadhaar

PAN card

Note: This list is not exhaustive. The list of documents can differ from one applicant to another. Make sure you provide the appropriate documents to make the personal loan application process more seamless.

Fees and Charges of Axis Bank Personal Loan

Here are the fees and charges of Axis Bank personal loan:

REPAYMENT INSTRUCTION / INSTRUMENT RETURN CHARGES	Rs.339/- per instance of dishonour of cheque /SI/ECS/NACH debit instruction + GST as applicable
SWAP CHARGES (CHEQUE/INSTRUMENT)	₹500/- per instance + GST as applicable
PENAL INTEREST	@ 24% per annum i.e., 2% per month on the overdue installment
DUPLICATE STATEMENT ISSUANCE CHARGES	₹250/- per instance per set + GST as applicable.
DUPLICATE AMORTIZATION SCHEDULE ISSUANCE CHARGES	₹250/- per instance per set + GST as applicable.
CREDIT INFORMATION COMPANIES (CICS) REPORT ISSUANCE CHARGES	₹50/- per instance per set + GST as applicable.
NO DUES CERTIFICATE GENERATION CHARGES (DUPLICATE)	₹50 per instance per set + GST as applicable.
STAMP DUTY CHARGES	As per State Stamp Act
PART PAYMENT / PRE-PAYMENT CHARGES	5% + GST (As applicable) Pre payment charges shall be charged on principal outstanding. Part payment charges shall be charged on the amount of part payment.
PROCESSING FEE CHARGES	2% of the loan amount + GST as applicable

What are the Personal Loan Interest Rates of Axis Bank?

The personal loan interest rate at Axis Bank starts from 11.75%. However, it should be noted that personal loan interest charges can also change on the basis of loan amount and personal loan tenure. To know the exact personal loan interest you will be paying, make use of the personal loan EMI calculator.

Why Personal Loan from Axis Bank is a better choice?

Applying for a personal loan from Axis Bank through Airtel Flexi Credit is always a good choice. Firstly, the complete process is extremely easy and you are credited with the amount in just 24 hours. In addition, you can track your loan application process, pay back with flexible EMI options, use the personal EMI calculator to see how much EMI you ought to pay and much more.

Get your personal loan from Axis Bank through Airtel Flexi Credit right now. Download the Airtel Thanks app and get started with your loan application!

Personal Loan	Instant Personal Loan
Personal Loan EMI Calculator	Personal Loan Interest Rates
Personal Loan Application	Personal Loan Eligibility

Get credit with flexible EMI options

Benefits of Axis Bank Personal Loan

100% digital process

Instant Loan approval

Flexible EMIs and tenure

Why choose Axis Bank Personal Loan?

Apply for Axis Bank Personal Loan

Open Airtel Thanks App

Select Flexi Credit

Get best offer

Complete the KYC