100% digital process
Submit all your details and documents online.
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Applying for a personal loan is now extremely easy. With your Axis Bank personal loan offer, you get the best interest rates and your loan application can be processed instantly! You just have to meet the minimum criteria. Apply for your Axis Bank personal loan today itself and get instant cash, without offering any collateral. Pay back your loan with flexible EMIs.
Get a loan on your terms. Choose from flexible EMI and tenure options.
Submit all your details and documents online.
Get your Loan application approved!!
Choose the loan tenure and EMI amount as per your need.
Choose Axis Bank personal loan for all your instant credit needs. The complete process of personal loan application via Axis Bank is seamless. The personal loan interest rates are also extremely competitive, to help you get the best deal. You can pay back your Axis Bank personal loan with the help of easy and flexible EMIs as well. Get the best personal loan offers, only with Axis Bank.
Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
Calculate your Axis Bank personal Loan EMIs and interest rate easily using the Personal Loan EMI Calculator. Adjust the tenure and loan amount to know the average interest amount.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Flexi credit you get below
₹15,000 to ₹5,00,000
Starting from 11.75% p.a.
03 to 36 months
Within 24 hours
No paperwork
2% GST
You can apply for an Axis Bank personal loan by using the Airtel Thanks app. Download the app, go to the shop section, and select Airtel Finance. Apply for your personal loan in a few simple steps.
Applying for a personal loan from Airtel Flexi Credit has multiple benefits. The whole process is completely digital, you will get approvals for your loan amount almost instantly and you can choose the loan amount, tenure, and EMI according to your needs.
You will need the following documents to get an Axis Bank Personal Loan from Airtel Flexi Credit: Aadhaar card and PAN card. Any additional documents that may be required can vary on case-to-case basis.
You can use the Axis Bank personal loan for any financial reasons. There are no restrictions. However, you are advised to borrow carefully and make sure to always pay back your loans on time.
You can track your personal loan application status on the Airtel Thanks app itself!
The Axis Bank personal loan interest rates start at 11.75%. Once you choose the loan amount, tenure and EMI on the EMI calculator page, you can easily see the interest rate.
You can use the Airtel EMI calculator to find out how much you have to pay as EMI for your personal loan.
Your personal loan could be rejected for the following reasons- documentation is incorrect, low credit score, etc. Get in touch with the bank officials to understand why your personal loan requests are getting rejected.
The loan amount will get credited to your bank account within a span of 24 hours.
Not paying your loan amount or EMIs on time will reflect poorly on your credit score. In addition, the bank will also levy a penalty on you.
For loan queries about Axis Bank, get in touch with the bank officials themselves.
No, there is no collateral required for Axis Bank personal loan.
You can only apply for personal loans via Airtel Flexi Credit. For top-up loans, reach out to Axis Bank officials.
Yes, you can prepay or foreclose your Axis Bank personal loan. You will be charged 5% of your prepayment amount + GST (18% of foreclosure or prepay charges) as a foreclosure charge.
When you are short on cash and want to get instant credit, applying for a personal loan is one of the best options. A personal loan is also very useful because you can spend it the way you wish to, without any worries. Just make sure you are paying back your personal loan on time, and it is all smooth sailing. Moreover, personal loans do not require any collateral on offer. All you need to show is that you have a stable income source, and your credit score is perfect.
Achieving your financial goals with a personal loan is easy. Apply for your personal loan from Axis Bank today!
| REPAYMENT INSTRUCTION / INSTRUMENT RETURN CHARGES | Rs.339/- per instance of dishonour of cheque /SI/ECS/NACH debit instruction + GST as applicable |
|---|---|
| SWAP CHARGES (CHEQUE/INSTRUMENT) | ₹500/- per instance + GST as applicable |
| PENAL INTEREST | @ 24% per annum i.e., 2% per month on the overdue installment |
| DUPLICATE STATEMENT ISSUANCE CHARGES | ₹250/- per instance per set + GST as applicable. |
| DUPLICATE AMORTIZATION SCHEDULE ISSUANCE CHARGES | ₹250/- per instance per set + GST as applicable. |
| CREDIT INFORMATION COMPANIES (CICS) REPORT ISSUANCE CHARGES | ₹50/- per instance per set + GST as applicable. |
| NO DUES CERTIFICATE GENERATION CHARGES (DUPLICATE) | ₹50 per instance per set + GST as applicable. |
| STAMP DUTY CHARGES | As per State Stamp Act |
| PART PAYMENT / PRE-PAYMENT CHARGES | 5% + GST (As applicable) *Pre payment charges shall be charged on principal outstanding. *Part payment charges shall be charged on the amount of part payment. |
| PROCESSING FEE CHARGES | 2% of the loan amount + GST as applicable |
