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Get a Personal Loan of ₹6 lakhs with Airtel Finance. Enjoy funds of up to ₹9 lakhs with an online loan application process and instant disbursals. Get a multipurpose online loan which can be used for weddings, travel, medical emergencies, higher education, or any other personal need.
Fulfil all your financial requirements with the Personal Loan of ₹6 lakhs at your disposal. Plus, enjoy easy repayments with a flexible choice of tenure and a Personal Loan of ₹6 lakhs with low interest rates. With Airtel Finance, getting a Personal Loan of ₹6 lakhs is as simple as ABC.
Use the multipurpose ₹6 lakh loan for any financial need like -
| Medical emergencies | Weddings | Travel |
| Business | Higher education | Home renovation or extension |
At Airtel Finance we understand that you need pocket-friendly loan options for easy repayments. That is why the ₹6 lakhs personal loan interest rates start from 12.75% p.a., making the loan affordable for borrowers.
| Year | Principal | Interest | TotalPayment | Balance | Loan Paid to Date |
|---|---|---|---|---|---|
| 2024 | ₹ 1,75,236 | ₹ 66,494 | ₹ 2,41,730 | ₹ 4,24,764 | 29.21% |
| 2025 | ₹ 1,98,932 | ₹ 42,798 | ₹ 2,41,730 | ₹ 2,25,832 | 62.36% |
| 2026 | ₹ 2,25,832 | ₹ 15,899 | ₹ 2,41,730 | 0 | 100% |
Calculate the expected EMIs of your instant Personal Loan of ₹6 lakhs before you apply. Adjust the loan details and find the most affordable EMIs for easy repayments.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
Personal loan amortization is the process of paying off a loan in regular installments over a specific time. Each payment includes both interest and principal, helping to lower the outstanding balance. An amortization schedule shows each payment, detailing how much goes toward interest and how much reduces the principal. This helps borrowers manage their repayments and plan their finances.
Here is the example of ₹6 lakhs loan for a tenure of 1 year at interest rate of 12.75%
| Year | Principal (A) | Interest (B) | Total Payment (A+B) | Balance | Loan Paid To Date |
|---|---|---|---|---|---|
| 2024 |
₹6,00,000 |
₹42,240 |
₹6,42,240 |
₹0 |
100.00% |
|
Jan |
₹47,145 |
₹6,375 |
₹53,520 |
₹5,52,855 |
7.86% |
|
Feb |
₹47,646 |
₹5,874 |
₹53,520 |
₹5,05,209 |
15.80% |
|
Mar |
₹48,152 |
₹5,368 |
₹53,520 |
₹4,57,057 |
23.82% |
|
Apr |
₹48,664 |
₹4,856 |
₹53,520 |
₹4,08,393 |
31.93% |
|
May |
₹49,181 |
₹4,339 |
₹53,520 |
₹3,59,212 |
40.13% |
|
Jun |
₹49,703 |
₹3,817 |
₹53,520 |
₹3,09,509 |
48.42% |
|
Jul |
₹50,231 |
₹3,289 |
₹53,520 |
₹2,59,277 |
56.79% |
|
Aug |
₹50,765 |
₹2,755 |
₹53,520 |
₹2,08,512 |
65.25% |
|
Sep |
₹51,305 |
₹2,215 |
₹53,520 |
₹1,57,208 |
73.80% |
|
Oct |
₹51,850 |
₹1,670 |
₹53,520 |
₹1,05,358 |
82.44% |
|
Nov |
₹52,401 |
₹1,119 |
₹53,520 |
₹52,957 |
91.17% |
|
Dec |
₹52,957 |
₹563 |
₹53,520 |
₹0 |
100.00% |
Find out what makes Airtel Finance stand out in offering an instant Personal Loan of ₹6 lakhs -
Apply online and upload your documents for quick sanctions
Enjoy easy disbursals within minutes of applying for the online loan
Choose from a flexible tenure option for affordable EMIs
Are you eligible for an instant Personal Loan of ₹6 lakhs? Check out the important eligibility parameters to get your loan application easily approved.
You should be at least 18 years and above
You must have a stable source of income from employment or business
A good credit score is a must to apply for a personal loan
Submit the following documents to get your personal loan application quickly processed -
| Aadhaar Card | PAN Card | KYC documents |
| Bank Statements | Salary Slips | Your Photo |
Check out the applicable fees and charges for a ₹6 lakh loan from Airtel Finance –
Applying for a Personal Loan of ₹6 lakhs from Airtel Finance is simple and quick. Just follow the below-mentioned process for easy loan applications:
Login using your
mobile number
Provide your PAN details
to get the loan offer
Provide your bank details to get the loan
credited to your account
Check out some of the salient features of the ₹6 lakh loan from Airtel Finance -
Personal Loan
Low interest rates
Repayment tenure
Loan disbursal
100% digital process
Low processing fee
The interest rate for any personal loan offer with Airtel Flexi Credit starts at 12%.
The repayment tenure varies from 3 to 5 years for ₹6 lakh personal loan.
To apply for a ₹6 lakh personal loan online, use the Airtel Thanks App or go to the Airtel personal loan website. To acquire a ₹6 lakh loan, you must complete a few steps on the Thanks App
A strong credit score and a consistent income record are required to be eligible for ₹6 lakh personal loan. You must be an Indian citizen between the age of 21 and 60.
With personal loans from Airtel Flexi Credit, you may acquire ₹6 lakh personal loan immediately.
You will need to provide your basic information, such as name and address, PAN card number and employment type to get the ₹6 lakh personal loan. You will also need to complete the digital KYC process.
Usually, collateral is not required for ₹6 lakh personal loan.
To calculate your monthly EMI for ₹6 lakh personal loan. You can use the EMI Calculator on the Airtel Thanks App or the Airtel personal loan website.
If you choose to prepay or foreclose your ₹6 lakh personal loan, banks might charge a foreclosure fee usually between 1%-4%.
Presently, there are no special discounts or offers available for ₹6 lakh personal loan.
A strong credit score enhances your chance of getting ₹6 lakh personal loan easily.
Self-employed individuals can apply for ₹6 lakh personal loan. They need to provide bank statements from the last 3-6 months, proof of income, and Income Tax Returns.
The difference in the personal loan application process for people is that salaried individuals need to provide salary slips for the previous three months, whereas self-employed individuals need to provide bank statements for the previous 3-6 months, evidence of income, and Income Tax returns.
If you fail to make an EMI payment, the borrower will charge you a penalty. If you want to pay off your loan early, banks often charge a foreclosure fee ranging from 1% to 4%. It is best to resolve these issues before signing your loan agreement.
Yes, the ₹6 lakh personal loan can be utilised for any purposes, but not on illegal terms.
The lender needs to know that the person borrowing money will be able to repay it. To ensure this, they may recommend purchasing an insurance policy in addition to a personal loan. This helps to guarantee that the borrower will be able to repay the loan.
With Airtel personal loans, there are no hidden fees or charges associated. However, a low processing fee between 2-5% will be charged of the principal amount + GST.
At present, there is no option to negotiate the personal loan interest rate for ₹6 lakh.
If you’re not able to clear the EMI’s on time, then your CIBIL score will be negatively impacted, you could appear in the list of defaulters and also experience legal hassles.
You can choose a tenure of up to 5 years or 60 months for a ₹6 lakh personal loan. However, the tenure could vary from one person to the other.
For those in need of a ₹6 lakh personal loan, head over to the Airtel Thanks App for a simple application process. You can begin your loan request with only a few taps on your smartphone. With Personal Loan from Airtel Finance, keep your financial troubles at bay. It must be noted that the maximum loan amount is determined by your eligibility.
Simply submit your details to receive many loan offers to check for your eligibility. Once you’ve found the best loan offer, you can pick your loan amount and payback time. Your eligibility will determine the maximum loan payback period.
Get a personal loan with minimal documentation from Airtel Finance
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