Explore Airtel

    Get Personal Loan of up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process

    Apply Now

    Airtel Personal Loan – ₹50000 Loan

    Easily secure a ₹50,000 online loan with Airtel Finance Personal Loan. Enjoy a seamless online application process and receive instant disbursal. This flexible loan can be used for a variety of personal needs, such as unexpected expenses, small purchases, or urgent financial requirements.

    Meet your immediate financial needs with a ₹50,000 personal loan at your convenience. Benefit from easy repayment options, flexible tenure, and competitive interest rates. With Airtel Personal Loan, accessing a ₹50,000 personal loan has never been simpler.

    Interest Rate for a Personal Loan of ₹50000

    Airtel Finance offers affordable interest rates on its personal loan of ₹50,000. The interest rates start from just 12.75% p.a., making this loan accessible and affordable for your immediate financial needs. Enjoy the convenience of a small loan with manageable repayment options!

    Year Principal(A) Interest(B) TotalPayment(A+B) Balance Loan Paid to Date
    2024 ₹ 14,603 ₹ 5,541 ₹ 20,144 ₹ 35,397 29.21%
    2025 ₹ 16,578 ₹ 3,567 ₹ 20,144 ₹ 18,819 62.36%
    2026 ₹ 18,819 ₹ 1,325 ₹ 20,144 0 100%

    Eligibility Criteria for ₹50000 Personal Loan

    Are you eligible for a personal loan of ₹50000? Check out the important eligibility parameters to get your loan application easily approved.

    Age Limit

    You should be at least 18 years and above

    Stable Income Source

    You must have a stable source of income from employment or business

    Credit Score

    A good credit score is a must to apply for a personal loan

    EMI Calculator for ₹50000 Personal loan

    Calculate the expected EMIs for your instant ₹50,000 personal loan before applying. Customize the loan details to find the most affordable EMI options, ensuring easy and convenient repayments.

    Personal loan amount
    Enter the loan amount

     

    Tenure plan
    Choose your tenure plan

    Mo

    Rate of interest
    Adjust your interest rate

    %

    Principal

     

    Interest

     

    Documents Required for ₹50000 Personal loan

    You have to submit some documents to get a personal loan of ₹50000. These documents are as follows -

    Aadhaar Card PAN Card KYC documents
    Bank Statements Salary Slips Your Photo

    Personal loan Amortisation

    Personal loan amortization is the process of paying off a loan in regular installments over a specific time. Each payment includes both interest and principal, helping to lower the outstanding balance. An amortization schedule shows each payment, detailing how much goes toward interest and how much reduces the principal. This helps borrowers manage their repayments and plan their finances.

    Here’s an example of a ₹50,000 loan with a 12-month tenure at an interest rate of 12.75%.

    Year Principal
    (A)
    Interest
    (B)
    Total Payment
    (A + B)
    Balance Loan Paid To Date
    2024 ₹ 50,000 ₹ 3,520 ₹ 53,520 ₹ 0 100.00%
    Jan ₹ 3,929 ₹ 531 ₹ 4,460 ₹ 46,071 7.86%
    Feb ₹ 3,970 ₹ 490 ₹ 4,460 ₹ 42,101 15.80%
    Mar ₹ 4,013 ₹ 447 ₹ 4,460 ₹ 38,088 23.82%
    Apr ₹ 4,055 ₹ 405 ₹ 4,460 ₹ 34,033 31.93%
    May ₹ 4,098 ₹ 362 ₹ 4,460 ₹ 29,934 40.13%
    Jun ₹ 4,142 ₹ 318 ₹ 4,460 ₹ 25,792 48.42%
    Jul ₹ 4,186 ₹ 274 ₹ 4,460 ₹ 21,606 56.79%
    Aug ₹ 4,230 ₹ 230 ₹ 4,460 ₹ 17,376 65.25%
    Sep ₹ 4,275 ₹ 185 ₹ 4,460 ₹ 13,101 73.80%
    Oct ₹ 4,321 ₹ 139 ₹ 4,460 ₹ 8,780 82.44%
    Nov ₹ 4,367 ₹ 93 ₹ 4,460 ₹ 4,413 91.17%
    Dec ₹ 4,413 ₹ 47 ₹ 4,460 ₹ 0 100.00%

    Features of ₹50000 Personal loan

    Check out the key features of the instant personal loan from Airtel Finance

    ₹10,000 to ₹9 lakhs
    Personal Loan
    Starting from 12.75% p.a.
    Low interest rates
    3 months to 60 months
    Repayment tenure
    Within 24 hours
    Loan disbursal
    No paperwork
    100% digital process
    2% to 5% + GST
    Low processing fee

    How to Apply for ₹50000 Personal loan

    Applying for a personal loan of ₹50000 from Airtel Finance is simple and quick. Follow the simple steps mentioned below

    Open Airtel Thanks App

    Find Shop > Airtel Finance

    Select Personal Loan

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    Other related pages that you might be interested in

    Personal Loan Lending Partner - Airtel Flexi Credit

    FAQs on 50000 Personal Loan

    What is the interest rate for a ₹50,000 personal loan?

    The interest rate for any personal loan offer with Airtel Personal Loan starts at 12%.

    What is the repayment tenure for a ₹50,000 personal loan?

    You can choose your repayment tenure based on your convenience.

    Can I apply for a ₹50,000 personal loan online?

    Yes, you can easily apply for a ₹50,000 personal loan online through Airtel Personal Loan. Just download the Airtel Thanks app and navigate to Airtel Finance to get started.

    What are the eligibility criteria for obtaining a ₹50,000 personal loan?

    There are no strict eligibility criteria. However, ensure that you submit accurate documents when applying for the loan.

    How quickly can I expect approval for a ₹50,000 personal loan?

    If all your documents are in order and you meet the eligibility criteria, you will receive approval instantly.

    What is the impact of my credit score on getting a ₹50,000 personal loan?

    There may be a minor impact on your credit score, but as long as you make your EMI payments on time, your credit score will remain healthy.

    Can self-employed individuals apply for a ₹50,000 personal loan?

    Yes, individuals from all professions, including self-employed people, can apply for a ₹50,000 personal loan.

    Is there a difference in the application process for salaried and self-employed individuals for a ₹50,000 personal loan?

    No, the application process for a personal loan is the same for both salaried and self-employed individuals.

    What are the consequences of missing an EMI for a ₹50,000 personal loan?

    If you miss an EMI, you will be charged a fine. Consistently missing payments may also result in legal action.

    Can I use the ₹50,000 personal loan for any purpose, or are there restrictions?

    You are free to use the ₹50,000 personal loan for any purpose you need, without any restrictions.

    Get Rs. 50000 Personal Loan

    Instant access to credit can be a great advantage for many, and one of the most popular ways to secure it is through a personal loan. The key benefit is that no collateral is required! Plus, the application process is straightforward, with minimal obstacles, no hidden charges, and competitive interest rates.

    Ready to kickstart your ₹50,000 personal loan application? Apply now with Personal Loan by Airtel Finance. Eligibility Criteria for ₹50,000 Personal Loan: The best part – there are no strict criteria for who can apply for a ₹50,000 personal loan. However, there is just one necessity, which states that you have to provide your banking lender with the right set of documents. Additionally, the loan application procedure also becomes easy if you have a good credit score and a steady source of income. How to apply for a Rs. 50000 personal loan? Follow the steps given below to apply for your Rs. 50000 personal loans:


    1. Download the Airtel Thanks app on your smartphone, available on both Apple and Android devices.

    2. Log in with your credentials, if needed.

    3. Navigate to the “Shop” tab and select Airtel Finance.

    4. Click on the Airtel Personal Loan banner.

    5. Fill in your details as prompted.

    6. Lastly, click on ‘Apply Now’ to receive instant credit approval.


    Congratulations! You’ve successfully applied for your ₹50,000 personal loan through Personal Loan by Airtel Finance. Key Features and Benefits of ₹50,000 Personal Loans: Discover the top features and benefits that come with a ₹50,000 personal loan:

    1. You can increase your credit limit up to Rs.9.5 lakh with Airtel Personal Loan

    2. Get your personal loan from a trusted source without offering any collateral in exchange

    3. 100% digital loan application process

    4. The rate of interest is extremely low, starting at just 12.75%

    5. You can choose your own EMI repayment terms

    6. Absolutely no paperwork involved in the entire process

    7. You can manage the whole loan application journey right from your smartphone

    8. Instant credit approval and credit disbursal within just 24 hours

    9. A low processing fee for your Rs. 50000 personal loan


    Key Documents Required to Apply for a Rs. 50000 Personal Loan You will not have to provide multiple documents just to get a Rs. 50000 personal loan. A few simple steps, and you’re done. Here are some of them:

    • Aadhaar card number

    • PAN card number

    • Name & address


    Additionally, you will also have to go through a mandatory digital KYC. Once that is complete, your personal loan application is on its way to getting approved! Hence, Personal Loan by Airtel Finance is one of the best platforms to apply for your next Rs. 50000 personal loan. Fees and Charges for Rs. 50000 Personal Loan You need not worry as there are no hidden fees or charges levied on you, once your loan is approved. Only a small processing fee will be charged from every personal loan applicant, which is set at 2% to 5% of the loan amount + GST. What is the Interest Rate for Rs. 50000 Personal Loan? The interest rates for personal loans depend on the tenure, the amount of EMI you are willing to pay, and other factors. However, with interest rates starting at only 12.75%, Airtel Personal Loan has ensured that one is not burdened by the cost of their loan. Things to Avoid while applying for Rs. 50000 Personal Loan Here are some things to remember or avoid while applying for your next Rs. 50000 personal loan:

    • Borrow only what you can comfortably repay.

    • Always disclose any existing debts.

    • Avoid falling into a debt trap by taking multiple loans from different lenders.

    • Refrain from applying for multiple loans within a short period, as it can negatively impact your credit score.

    • Ignore unsolicited loan offers via phone calls or SMS.

    • Pay your EMIs on time to avoid penalties.


    Carefully read the loan documents to ensure you’re getting a favorable deal.