100% digital process
Submit all your details and documents online.
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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If you need ₹3 lakh personal loan, use the Airtel Thanks App for a hassle-free application procedure. You may start your loan request with a few touches on your smartphone. The Airtel Personal Loan provided by Airtel Flexi Credit is a comprehensive answer to your financial problems.
Get a loan on your terms. Choose from flexible EMI and tenure options.
Submit all your details and documents online.
Get your Loan application approved!!
Choose the loan tenure and EMI amount as per your need.
Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
You can use the personal loan EMI calculator to calculate your monthly payment for ₹3 lakh personal loan depending on the loan length and interest rate.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Flexi Credit, you get
₹10,000 to ₹9,00,000
Starting from 11.5% p.a.
03 to 60 months
Within 24 hours
No paperwork
2% to 4% + GST
To be eligible for an instant loan, borrowers need to meet some criteria:
The borrower must be at least 18 years old to be eligible for an instant loan.
The borrower must have a stable source of income, such as a salary or business income.
The borrower should have a decent credit score to be eligible for an instant loan.
The interest rates change based on principal and tenure. At Flexi Credit by Airtel Finance, the rate of interest starts at 11.5%.
You can choose your own loan repayment tenure for ₹3 lakh personal loan.
Yes, you can apply for ₹3 lakh personal loan online with the Airtel Thanks App.
There is no fixed eligibility criteria for obtaining a personal loan. However, ensure that you provide the right documents and the right information while applying for a personal loan.
When you are applying for a personal loan from Airtel Flexi Credit, you will get instant credit approval.
You will not need any specific documents for your personal loan application. Just your name, address information, PAN card number, and Aadhaar card number.
You will not need to provide any collateral for ₹3 lakh personal loan.
The EMI for ₹3 lakh personal loan depends on the rate of interest offered to you. Check for the EMIs using a personal loan EMI calculator.
Yes, you can always foreclose your ₹3 lakh personal loan, but you will have to pay a small fine for it. To know more, contact your bank.
There are no special discounts or offers available for ₹3 lakh personal loan.
Yes, self-employed individuals can also apply for ₹3 lakh personal loan.
No, the personal loan application process remains the same for all, whether you are salaried or self-employed.
No, the personal loan application procedure remains the same for everyone.
If you miss out on an EMI payment, you will have to pay fines. Regular non-payment of EMIs may lead to legal implications.
There are no restrictions. You can use the ₹3 lakh personal loan for any purpose.
No, insurance is not mandatory for a ₹3 lakh personal loan.
There are no hidden charges or fees with the ₹3 lakh personal loan. You will just have to pay a low processing fee of 2% to 5%+GST.
You can try to negotiate for a lower rate of interest. Otherwise, you may increase the loan tenure or principal to get a lower rate of interest with your personal loan.
It is important that you always repay your loan. Use a favourable EMI option so that you can easily pay back your loans.
The tenure on your personal loan depends on a lot of other factors. However, the maximum loan tenure for personal loans with Airtel Flexi Credit is set at 60 months.
Getting your next ₹3 lakh personal loan can now be a piece of cake. While there are multiple instances why you may need an instant credit boost, should applying for credit and getting it readily be really this difficult? Additionally, the current banking model – where you go to banks, fill up forms, wait in lines and finally get your loan – is quite tedious.
Introducing Flexi Credit by Airtel Finance, the one answer to put all your loan application scares at ease. Now you can apply for your next personal loan from the comfort of your home itself. Simply apply for ₹3 lakh personal loan from your phone, enter all the details and get instant credit approval.
Apply for your next ₹3 lakh personal loan from the Airtel Thanks App and have the smoothest ever loan journey.