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Get an online loan of ₹3 lakhs easily with Airtel Finance Personal Loan. Enjoy an online loan application process and instant disbursals. Get a multipurpose online loan which can be used for weddings, travel, medical emergencies, higher education, or any other personal need.
Fulfil all your financial requirements with a personal loan of ₹3 lakhs at your disposal. Plus, enjoy easy repayments with a flexible choice of tenure and affordable interest rates. With Airtel Personal Loan, getting a personal loan of ₹3 lakhs is as simple as ABC.
A personal loan of ₹3 lakhs can be the right solution for your financial needs. Some reasons to take the loan are as follows –
Airtel Finance offers affordable interest rates on its personal loan of ₹3 lakhs. The interest rates start from 12.75% p.a., making the loan affordable. You can get a good deal on the interest rate if you have a good credit score and favourable eligibility parameters.
| Year | Principal | Interest | TotalPayment | Balance | Loan Paid to Date |
|---|---|---|---|---|---|
| 2024 | ₹87,618 | ₹33,247 | ₹1,20,865 | ₹2,12,381 | 29.21% |
| 2025 | ₹99,466 | ₹21,399 | ₹1,20,865 | ₹1,12,916 | 62.36% |
| 2026 | ₹1,12,916 | ₹7,949 | ₹1,20,865 | 0 | 100% |
Calculate the expected EMIs of your instant personal loan of ₹3 lakhs before you apply. Adjust the loan details and find the most affordable EMIs for easy repayments.
Personal loan amount
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Tenure plan
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Rate of interest
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Principal
₹50,000
Interest
₹67,949
Personal loan amortization is the process of paying off a loan in regular installments over a specific time. Each payment includes both interest and principal, helping to lower the outstanding balance. An amortization schedule shows each payment, detailing how much goes toward interest and how much reduces the principal. This helps borrowers manage their repayments and plan their finances.
Here is the example of ₹3 lakhs loan for a tenure of 1 year at interest rate of 12.75%
| Year | Principal (A) | Interest (B) | TotalPayment (A+B) | Balance | Loan Paid to Date |
|---|---|---|---|---|---|
| 2024 | ₹3,00,000 | ₹21,120 | ₹3,21,120 | 0 | 100% |
| Jan | ₹23,573 | ₹3,188 | ₹26,760 | ₹2,76,427 | 7.86% |
| Feb | ₹23,823 | ₹2,937 | ₹26,760 | ₹2,52,605 | 15.80% |
| Mar | 24,076 | ₹2,684 | ₹26,760 | ₹2,28,528 | 23.82% |
| Apr | 24,332 | ₹2,428 | ₹26,760 | ₹2,04,197 | 31.93% |
| May | 24,590 | ₹2,170 | ₹26,760 | ₹1,79,606 | 40.13% |
| Jun | 24,852 | ₹1,908 | ₹26,760 | ₹1,54,754 | 48.42% |
| Jul | 25,116 | ₹1,644 | ₹26,760 | ₹1,29,639 | 56.79% |
| Aug | 25,383 | ₹1,377 | ₹26,760 | ₹1,04,256 | 65.25% |
| Sep | 25,652 | ₹1,108 | ₹26,760 | ₹78,604 | 73.80% |
| Oct | 25,925 | ₹835 | ₹26,760 | ₹52,679 | 82.44% |
| Nov | 26,200 | ₹560 | ₹26,760 | ₹26,479 | 91.17% |
| Dec | 26,479 | ₹281 | ₹26,760 | 0 | 100% |
Find out what makes Airtel Personal Loan stand out
Apply online and upload your documents for quick sanctions
Enjoy easy disbursals within minutes of applying for the online loan
Choose from a flexible tenure option for affordable EMIs
Are you eligible for a personal loan of ₹3 lakhs? Check out the important eligibility parameters to get your loan application easily approved.
You should be at least 18 years and above
You must have a stable source of income from employment or business
A good credit score is a must to apply for a personal loan
You have to submit some documents to get a personal loan of ₹3 lakhs. These documents are as follows -
| Aadhaar Card | PAN Card | KYC documents |
| Bank Statements | Salary Slips | Your Photo |
Check out some of the salient features of the instant personal loan from Airtel Finance -
Personal Loan
Low interest rates
Repayment tenure
Loan disbursal
100% digital process
Low processing fee
Applying for a personal loan of ₹3 lakhs from Airtel Finance is simple and quick. Just follow the below-mentioned process for easy loan applications:
The interest rates change based on principal and tenure. At Flexi Credit by Airtel Finance, the rate of interest starts at 11.5%.
You can choose your own loan repayment tenure for ₹3 lakh personal loan.
Yes, you can apply for ₹3 lakh instant personal loan online with the Airtel Thanks App.
There is no fixed eligibility criteria for obtaining a personal loan. However, ensure that you provide the right documents and the right information while applying for a personal loan.
When you are applying for a personal loan from Airtel Flexi Credit, you will get instant credit approval.
Getting your next ₹3 lakh loan can now be a piece of cake. While there are multiple instances why you may need an instant credit boost, should applying for credit and getting it readily be really this difficult? Additionally, the current banking model – where you go to banks, fill up forms, wait in lines and finally get your loan – is quite tedious.
Introducing Personal Loan by Airtel Finance, the one answer to put all your loan application scares at ease. Now, you can apply for your next personal loan from the comfort of your home. Simply apply for ₹3 lakh personal loan from your phone, enter all the details and get instant credit approval. Apply for your next ₹3 lakh personal loan from the Airtel Thanks App and have the smoothest ever loan journey.
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