100% digital process
Submit all your details and documents online.
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Apply for the next ₹2 lakh loan from Flexi Credit by Airtel Finance, for a seamless and completely digital application process. Enjoy the low rate of interest offered by multiple partner banks, flexible repayment tenure and low processing fee with your personal loan. Get instant credit approval and use your personal loan the way you want to, 0 questions asked!
Get a loan on your terms. Choose from flexible EMI and tenure options.
Submit all your details and documents online.
Get your Loan application approved!!
Choose the loan tenure and EMI amount as per your need.
Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
After applying for the ₹2 lakh personal loan, use the EMI calculator to understand how your monthly budget will be affected. Manage your finances with the Airtel EMI Calculator.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Flexi Credit, you get
₹10,000 to ₹9,00,000
Starting from 11.5% p.a.
03 to 60 months
Within 24 hours
No paperwork
2% to 4% + GST
To be eligible for an instant loan, borrowers need to meet some criteria:
The borrower must be at least 18 years old to be eligible for an instant loan.
The borrower must have a stable source of income, such as a salary or business income.
The borrower should have a decent credit score to be eligible for an instant loan.
Airtel Flexi Credit offers the ₹2 lakh personal loan with competitive starting interest rates of 11.5%. Your interest rate, determined by the Airtel Thanks App, considers factors like eligibility and CIBIL Score.
Your unique eligibility influences the repayment tenure for ₹2 lakh personal loan.
You can use the Airtel Thanks App or visit the Airtel Personal Loan website to apply for ₹2 lakh personal loan online. You need to follow few steps on the Thanks App to get ₹2 lakh loan –
Step 1: Download the Airtel Thanks App.
Step 2: Login using your mobile number.
Step 3: Enter your PAN number.
Step 4: Enter your bank details to receive the loan amount.
Get your loan amount credited instantly!
The eligibility criteria for obtaining ₹2 lakh personal loan depends on having a good credit score, and a stable income record. You must be a resident of India and between the age of 21 to 60.
You can get the ₹2 lakh personal loan immediately with Airtel Personal Loans offered by Airtel Flexi Credit.
Documents required for ₹2 lakh personal loan application are PAN Card, Aadhaar Card, salary slips from the past three months (for salaried individuals), bank statements from the last 3-6 months, proof of income, and Income Tax Returns (for self-employed individuals), official mail ID, and residence proof.
No, collateral is not required for ₹2 lakh personal loan.
You can use the EMI Calculator on the Airtel Thanks App or on the Airtel personal loan website to determine your monthly EMI for the ₹2 lakh personal loan.
If you choose to prepay or foreclose your ₹2 lakh personal loan, banks might charge a foreclosure fee usually between 1%-4%.
At present, there are no special discounts or offers available for ₹2 lakh personal loan.
Self-employed individuals can apply for ₹2 lakh personal loan. They need to provide bank statements from the last 3-6 months, proof of income, and Income Tax Returns.
The differentiation in the personal loan application process for the individuals is that the salaried employees need to provide salary slips for the last 3 months and the self-employed individuals need to provide bank statements of the last 3-6 months, proof of income, and Income Tax returns.
If you fail to make an EMI payment, the borrower adds a penalty charge. If you intend to settle your loan early, banks typically impose a foreclosure fee, typically ranging from 1% to 4%. It’s advisable to address these terms before finalizing your loan agreement.
There are no restrictions. You can use the ₹2 lakh personal loan for any purpose.
There are no restrictions. You can use the ₹2 lakh personal loan for any purpose.
The lender wants to be sure that someone borrowing money can pay it back. To make sure of this, they might suggest getting an insurance plan along with ₹ 2 lakh personal loan. This helps ensure that the borrower can repay the loan.
With Airtel Personal Loans, there are no hidden fees or charges associated with ₹2 lakh personal loan.
Unfortunately, there is no option to negotiate the interest rate for ₹2 lakh personal loan.
You may contact the bank if you face difficulty in repaying the ₹2 lakh personal loan.
You have the option to request a greater loan amount, up to ₹9 lakhs with Airtel Personal Loan by Airtel Flexi Credit.
If you are looking for ₹2 lakh personal loan, consider using the Airtel Thanks App for a hassle-free application process. With just a few taps on your smartphone, you can initiate your loan request. The Airtel Personal Loan offered through Airtel Flexi Credit serves as a complete solution to meet your financial challenges. Keep in mind that the maximum loan amount you can secure is dependent upon your eligibility.
Simply enter your information and get various loan offers to find your eligibility. Once you have identified the best loan offer, proceed to choose your desired loan amount and repayment period. The maximum duration for loan repayment will be influenced by your unique eligibility.
