Age Limit
You should be at least 18 years and above
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Get an online loan of ₹1,50,000 easily with Airtel Finance Personal Loan. Experience a seamless online application process and enjoy instant disbursal. This versatile loan can be used for various personal needs, including unexpected expenses, small purchases, or other urgent financial requirements.
Fulfill all your immediate financial needs with a personal loan of ₹1,50,000 at your fingertips. Plus, benefit from easy repayments with flexible tenure options and affordable interest rates. With Airtel Personal Loan, secure a personal loan of ₹1,50,000
Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation.
Loan type
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Loan by Amount
Airtel Finance offers affordable interest rates on its personal loan of ₹1,50,000. The interest rates start from just 12.75% p.a., making this loan accessible and affordable for your immediate financial needs. Enjoy the convenience of a small loan with manageable repayment options!
| Year | Principal(A) | Interest(B) | Total Payment(A + B) | Balance | Loan Paid To Date |
|---|---|---|---|---|---|
| 2024 | ₹ 43,809 | ₹ 16,624 | ₹ 60,433 | ₹ 1,06,191 | 29.21% |
| 2025 | ₹ 49,733 | ₹ 10,700 | ₹ 60,433 | ₹ 56,458 | 62.36% |
| 2026 | ₹ 56,458 | ₹ 3,975 | ₹ 60,433 | ₹ 0 | 100.00% |
Are you eligible for a personal loan of ₹1,50,000? Check out the important eligibility parameters to get your loan application easily approved.
You should be at least 18 years and above
You must have a stable source of income from employment or business
A good credit score is a must to apply for a personal loan
Calculate the expected EMIs of your instant personal loan of ₹150000 before you apply. Adjust the loan details and find the most affordable EMIs for easy repayments.
Estimate your monthly EMI for a personal loan with the Airtel Finance EMI calculator.
Input the loan amount, tenure, and interest rate for quick results.
You have to submit some documents to get a personal loan of ₹150000 . These documents are as follows -
| Aadhaar Card | PAN Card | KYC documents |
| Bank Statements | Salary Slips | Your Photo |
Personal loan amortization is the process of paying off a loan in regular installments over a specific time. Each payment includes both interest and principal, helping to lower the outstanding balance. An amortization schedule shows each payment, detailing how much goes toward interest and how much reduces the principal. This helps borrowers manage their repayments and plan their finances.
Let's look at the example of ₹1,50,000 loan for a tenure of 12 months at interest rate of 12.75%
| Year | Principal(A) | Interest(B) | Total Payment(A + B) | Balance | Loan Paid To Date |
|---|---|---|---|---|---|
| 2024 | ₹ 1,50,000 | ₹ 10,560 | ₹ 1,60,560 | ₹ 0 | 100.00% |
| Jan | ₹ 11,786 | ₹ 1,594 | ₹ 13,380 | ₹ 1,38,214 | 7.86% |
| Feb | ₹ 11,911 | ₹ 1,469 | ₹ 13,380 | ₹ 1,26,302 | 15.80% |
| Mar | ₹ 12,038 | ₹ 1,342 | ₹ 13,380 | ₹ 1,14,264 | 23.82% |
| Apr | ₹ 12,166 | ₹ 1,214 | ₹ 13,380 | ₹ 1,02,098 | 31.93% |
| May | ₹ 12,295 | ₹ 1,085 | ₹ 13,380 | ₹ 89,803 | 40.13% |
| Jun | ₹ 12,426 | ₹ 954 | ₹ 13,380 | ₹ 77,377 | 48.42% |
| Jul | ₹ 12,558 | ₹ 822 | ₹ 13,380 | ₹ 64,819 | 56.79% |
| Aug | ₹ 12,691 | ₹ 689 | ₹ 13,380 | ₹ 52,128 | 65.25% |
| Sep | ₹ 12,826 | ₹ 554 | ₹ 13,380 | ₹ 39,302 | 73.80% |
| Oct | ₹ 12,962 | ₹ 418 | ₹ 13,380 | ₹ 26,339 | 82.44% |
| Nov | ₹ 13,100 | ₹ 280 | ₹ 13,380 | ₹ 13,239 | 91.17% |
| Dec | ₹ 13,239 | ₹ 141 | ₹ 13,380 | ₹ 0 | 100.00% |
Check out the features of the instant personal loan from Airtel Finance -
Personal Loan
Low interest rates
Repayment tenure
Loan disbursal
100% digital process
Low processing fee
Applying for a personal loan of ₹1,50,000 from Airtel Finance is simple and quick. Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
You can also apply for other personal loan options given below:
Getting instant access to credit can be a boon for many. One of the most popular ways to get instant credit is through a personal loan. That is because, in the case of a personal loan, you do not have to offer any form of collateral! In addition, the loan application procedure is extremely simple, there are fewer roadblocks, no hidden fees and the rate of interest is also low.
Excited to get started on your Rs. 150000 personal loan? Then start applying for your loan from Flexi Credit by Airtel Finance. Eligibility Criteria for Rs. 150000 Personal Loan The good news here- there are no fixed criteria on who can apply for a Rs. 150000 personal loan. However, there is just one necessity, which states that you have to provide your banking lender with the right set of documents. Additionally, the loan application procedure also becomes easy if you have a good credit score and a steady source of income. How to apply for a Rs. 150000 personal loan? Follow the steps given below to apply for your Rs. 150000 personal loans:
Fast approval for medical, travel or urgent payments.
Get a personal loan with minimal documentation from Airtel Finance
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