Age Limit
You should be at least 18 years and above
Get Personal Loan of up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
Apply Now
Easily secure a ₹10,000 online loan with Airtel Finance Personal Loan. Enjoy a seamless online application process and receive instant disbursal. This flexible loan can be used for a variety of personal needs, such as unexpected expenses, small purchases, or urgent financial requirements.
Meet your immediate financial needs with a ₹10,000 personal loan at your convenience. Benefit from easy repayment options, flexible tenure, and competitive interest rates. With Airtel Personal Loan, accessing a ₹10,000 personal loan has never been simpler.
Airtel Finance offers affordable interest rates on its personal loan of ₹10,000. The interest rates start from just 12.75% p.a., making this loan accessible and affordable for your immediate financial needs. Enjoy the convenience of a small loan with manageable repayment options!
| Year | Principal(A) | Interest(B) | TotalPayment(A+B) | Balance | Loan Paid to Date |
|---|---|---|---|---|---|
| 2024 | ₹ 2,921 | ₹ 1,108 | ₹ 4,029 | ₹ 7,079 | 29.21% |
| 2025 | ₹ 3,316 | ₹ 713 | ₹ 4,029 | ₹ 3,764 | 62.36% |
| 2026 | ₹ 3,764 | ₹ 265 | ₹ 4,029 | 0 | 100% |
Are you eligible for a personal loan of ₹10000? Check out the important eligibility parameters to get your loan application easily approved.
You should be at least 18 years and above
You must have a stable source of income from employment or business
A good credit score is a must to apply for a personal loan
Calculate the expected EMIs for your instant ₹10,000 personal loan before applying. Customize the loan details to find the most affordable EMI options, ensuring easy and convenient repayments.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
You have to submit some documents to get a personal loan of ₹10000. These documents are as follows -
| Aadhaar Card | PAN Card | KYC documents |
| Bank Statements | Salary Slips | Your Photo |
Personal loan amortization is the process of paying off a loan in regular installments over a specific time. Each payment includes both interest and principal, helping to lower the outstanding balance. An amortization schedule shows each payment, detailing how much goes toward interest and how much reduces the principal. This helps borrowers manage their repayments and plan their finances.
Here’s an example of a ₹10,000 loan with a 12-month tenure at an interest rate of 12.75%.
| Year |
Principal (A) |
Interest (B) |
Total Payment (A + B) |
Balance | Loan Paid To Date |
| 2024 | ₹ 10,000 | ₹ 704 | ₹ 10,704 | ₹ 0 | 100.00% |
| Jan | ₹ 786 | ₹ 106 | ₹ 892 | ₹ 9,214 | 7.86% |
| Feb | ₹ 794 | ₹ 98 | ₹ 892 | ₹ 8,420 | 15.80% |
| Mar | ₹ 803 | ₹ 89 | ₹ 892 | ₹ 7,618 | 23.82% |
| Apr | ₹ 811 | ₹ 81 | ₹ 892 | ₹ 6,807 | 31.93% |
| May | ₹ 820 | ₹ 72 | ₹ 892 | ₹ 5,987 | 40.13% |
| Jun | ₹ 828 | ₹ 64 | ₹ 892 | ₹ 5,158 | 48.42% |
| Jul | ₹ 837 | ₹ 55 | ₹ 892 | ₹ 4,321 | 56.79% |
| Aug | ₹ 846 | ₹ 46 | ₹ 892 | ₹ 3,475 | 65.25% |
| Sep | ₹ 855 | ₹ 37 | ₹ 892 | ₹ 2,620 | 73.80% |
| Oct | ₹ 864 | ₹ 28 | ₹ 892 | ₹ 1,756 | 82.44% |
| Nov | ₹ 873 | ₹ 19 | ₹ 892 | ₹ 883 | 91.17% |
| Dec | ₹ 883 | ₹ 9 | ₹ 892 | ₹ 0 | 100.00% |
Check out the key features of the instant personal loan from Airtel Finance
| ₹10,000 to ₹9 lakhs Personal Loan |
Starting from 12.75% p.a. Low interest rates |
3 months to 60 months Repayment tenure |
| Within 24 hours Loan disbursal |
No paperwork 100% digital process |
2% to 5% + GST Low processing fee |
Applying for a personal loan of ₹10000 from Airtel Finance is simple and quick. Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
The interest rate for any personal loan offer with Airtel Personal Loan starts at 12%.
You can choose your repayment tenure based on your convenience.
Yes, you can easily apply for a ₹10,000 personal loan online through Airtel Personal Loan. Just download the Airtel Thanks app and navigate to Airtel Finance to get started.
There are no strict eligibility criteria. However, ensure that you submit accurate documents when applying for the loan.
If all your documents are in order and you meet the eligibility criteria, you will receive approval instantly.
There may be a minor impact on your credit score, but as long as you make your EMI payments on time, your credit score will remain healthy.
Yes, individuals from all professions, including self-employed people, can apply for a ₹10,000 personal loan.
No, the application process for a personal loan is the same for both salaried and self-employed individuals.
If you miss an EMI, you will be charged a fine. Consistently missing payments may also result in legal action.
You are free to use the ₹10,000 personal loan for any purpose you need, without any restrictions.
Instant access to credit can be a great advantage for many, and one of the most popular ways to secure it is through a personal loan. The key benefit is that no collateral is required! Plus, the application process is straightforward, with minimal obstacles, no hidden charges, and competitive interest rates.
Ready to kickstart your ₹10,000 personal loan application? Apply now with Personal Loan by Airtel Finance. Eligibility Criteria for ₹10,000 Personal Loan: The best part – there are no strict criteria for who can apply for a ₹10,000 personal loan. However, there is just one necessity, which states that you have to provide your banking lender with the right set of documents. Additionally, the loan application procedure also becomes easy if you have a good credit score and a steady source of income. How to apply for a Rs. 10000 personal loan? Follow the steps given below to apply for your Rs. 10000 personal loans:
