100% digital process
Submit all your details and documents online.
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Apply for your ₹1 lakh loan from Flexi Credit by Airtel Finance. The loan application process is extremely straightforward. There is no documentation involved and no hidden charges or fees. Get instant credit approval and credit disbursal to your linked bank account within 24 hours! Enjoy low interest rates, flexible EMI tenures, and a lot more, only with Airtel Flexi Credit.
Get a loan on your terms. Choose from flexible EMI and tenure options.
Submit all your details and documents online.
Get your Loan application approved!!
Choose the loan tenure and EMI amount as per your need.
Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
The EMI calculator is the key to helping you manage your financial situation with a ₹1 lakh loan. Understand how the EMIs will affect your daily expenditure and plan better.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Flexi Credit, you get
₹10,000 to ₹9,00,000
Starting from 11.5% p.a.
03 to 60 months
Within 24 hours
No paperwork
2% to 4% + GST
To be eligible for an instant loan, borrowers need to meet some criteria:
The borrower must be at least 18 years old to be eligible for an instant loan.
The borrower must have a stable source of income, such as a salary or business income.
The borrower should have a decent credit score to be eligible for an instant loan.
If you wish to get a higher loan amount, you can get that too. Airtel Flexi Credit offers you a maximum loan amount of up to ₹9 lakhs.
The repayment tenure for a personal loan of ₹1 lakh can be anywhere between 3 to 60 months, but it depends on the personal loan offer. You can choose a different personal loan tenure if you wish.
Yes, you can use the Airtel Thanks App to apply for ₹1 lakh personal loan from Airtel Flexi Credit.
There are no fixed eligibility criteria for obtaining a personal loan. However, ensure that you provide the right documents and the right information while applying for a collateral-free personal loan.
With Airtel Flexi Credit, you will get instant approval on your ₹1 lakh personal loan if all the documents are correct. Check on the Airtel Thanks App for instant personal loan approvals.
Yes, you will need to provide your Aadhaar number, PAN number, your name and residential address information to apply for ₹1 lakh personal loan. You will also have to undergo a digital KYC.
You will not have to provide any collateral in exchange for ₹1 lakh personal loan from Airtel Flexi Credit.
The Equated Monthly Instalment (EMI) for ₹1 lakh personal loan for a period of 1 year at 10% interest will be around ₹9,000. To know the exact EMI value, use the Airtel Personal Loan EMI calculator.
Yes, you can prepay or foreclose ₹1 lakh personal loan. For any penalties or extra charges, get in touch with your bank or financial institution that offered you the loan.
No, there aren’t any special discounts or offers available for ₹1 lakh personal loan.
Yes, self-employed individuals can also apply for ₹1 lakh personal loan. There are no restrictions on who may or may not apply for a personal loan at Airtel Flexi Credit.
If you miss out on an EMI payment, there will be a fine. In addition, repeated non-payment of EMIs could also lead to legal actions against you.
No, insurance is not at all mandatory for ₹1 lakh personal loan.
There are no hidden fees when you apply for the ₹1 lakh personal loan from Airtel Flexi Credit. You will just have to pay a low processing fee of 2% to 5% + GST.
If you wish to change the interest rate on your personal loan, you can either increase the loan tenure or reduce the principal amount.
A personal loan can be a great financial help when your resources are stretched thin. A personal loan of ₹1 lakh is easy to get and almost all banks will provide you with this facility. However, going to the banks, filling up the loan application form and all the additional processes – it does get tedious. In the digital age, should getting a small personal loan of ₹1 lakh, really be this difficult for a person?
Introducing Flexi Credit by Airtel Finance, where you can now apply for a loan from your smartphone. There is no need to visit a bank physically. Airtel has tied up with some of India’s leading financial institutions and banks to give you this facility within the Airtel Thanks App itself. Apply for your personal loan of ₹1 lakh from Airtel Flexi Credit and get instant credit approval!
