Low Interest Rate ✔️Instant disbursal ✔️100% online process
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Get a gold loan at the best interest rates only with Airtel Finance. The entire process is instant and interest rates for the gold loan start at just 1.08% per month. Give us your gold in exchange for a loan, and we will store it at RBI-approved lockers, in collaboration with Partners. There is no maximum amount limit, tenure starts from 3 months, no credit score is required.
Hassle-free gold loan is now at your doorstep with Airtel Finance
Get a gold loan from Airtel Finance with a few steps
Find Shop > Airtel Finance
Fill in your basic details
Choose how to deposit
Get your credit in exchange
With Airtel Finance Gold Loans, you get
The interest rate is fixed for gold loans. At Airtel Finance, the interest rate for your gold loans starts at just 9.50% per annum
The interest rate for gold loans is determined by several factors: the lending institution’s policies, prevailing market interest rates, the loan amount, loan tenure, and the loan-to-value (LTV) ratio, which is the proportion of the gold’s market value against the loan amount.
No extra discounts are available on the interest rate for prompt gold loan repayment.
Your credit score is not affected by a gold loan because there is no credit score check. You just get the gold loan in exchange for the gold.
Yes, the tenure has a direct effect on the interest rate of your gold loan. If you increase the tenure, the interest rate will also increase at the same time, and vice versa.
Gold loan interest rates are the percentage of the loan amount charged by lenders for borrowing money against gold. These rates typically range from 7% to 20% per annum, depending on the lender’s policies, loan amount, tenure, and the borrower’s credit profile at times. Banks, non-banking financial companies (NBFCs), and gold loan companies offer varying rates, often influenced by market conditions and their policies.
