Low interest rate
Just 0.83% per month
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Get a gold loan at the best interest rates only with Airtel Finance. The entire process is instant and interest rates for the gold loan start at just 0.83% per month. Give us your gold in exchange for a loan, and we will store it at RBI-approved lockers, in collaboration with Muthoot Fincorp. There is no maximum amount limit, tenure starts from 3 months, no credit score is required.
Hassle-free gold loan is now at your doorstep with Airtel Finance
Just 0.83% per month
Get a quick gold loan
In RBI-approved lockers
Get a gold loan from Airtel Finance with a few steps
Find Shop > Airtel Finance
Fill in your basic details
Choose how to deposit
Get your credit in exchange
The interest rate on your gold loan is decided by the lender based on a variety of factors such as existing market conditions, RBI guidelines, lender’s policies and more. Get a gold loan from Airtel Finance to get interest rates starting at just 0.83% per month!
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With Airtel Finance Gold Loans, you get
Starting at ₹10,000
From 0.83% per month
3 months to 3 years
Get your credit instantly
No paperwork
Visible once you apply
The interest rate is fixed for gold loans. At Airtel Finance, the interest rate for your gold loans starts at just 0.83% per month.
The interest rate for gold loans is determined by several factors: the lending institution’s policies, prevailing market interest rates, the loan amount, loan tenure, and the loan-to-value (LTV) ratio, which is the proportion of the gold’s market value against the loan amount.
No extra discounts are available on the interest rate for prompt gold loan repayment.
Your credit score is not affected by a gold loan because there is no credit score check. You just get the gold loan in exchange for the gold.
Yes, the tenure has a direct effect on the interest rate of your gold loan. If you increase the tenure, the interest rate will also increase at the same time, and vice versa.
For any penalties or fees associated with changes to the interest rate or repayment terms, get in touch with your Muthoot Fincorp representative directly for a quicker resolution.
The lender takes considers a variety of factors to find out the APR for gold loans. Some of these include current market forces, the actual value of the gold that you are depositing, loan amount, tenure, the bank or lender’s policies, and more.
Gold loan interest rates are the percentage of the loan amount charged by lenders for borrowing money against gold. These rates typically range from 7% to 20% per annum, depending on the lender’s policies, loan amount, tenure, and the borrower’s credit profile at times. Banks, non-banking financial companies (NBFCs), and gold loan companies offer varying rates, often influenced by market conditions and their policies.
