Low Interest Rate ✔️Instant disbursal ✔️100% online process
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Get an instant gold loan from Airtel Finance at a very low rate of interest, starting from just 1.08% per month. Your gold will be stored in secure and RBI-approved lockers, enhanced with 3-layer security. You have the option for your gold to be collected from your home and delivered back to you when you’ve paid off the principal and interest.
Hassle-free gold loan is now at your doorstep with Airtel Finance
A gold loan offers a secured way to get credit at very low interest rates. You just have to offer your gold in exchange for credit. When you apply for a gold loan at Airtel Gold Loan, the gold is stored in RBI-approved lockers and protected by 3 layers of security.
Get a gold loan from Airtel Finance with a few steps
Find Shop > Airtel Finance
Fill in your basic details
Choose how to deposit
Get your credit in exchange
More reasons on why Airtel Gold Loans are perfect for you
Relaxed eligibility conditions so that anyone can apply for a gold loan
Indian
21-70 years
18-22 karat
A gold loan is a kind of secured loan that you can get from lenders like banks or Non-Banking Financial Companies (NBFC). You can pledge your gold jewellery as collateral and get a loan against the gold by following our hassle-free process.
The loan amount is decided after checking the weight and purity of your gold jewellery. The loan amount provided by the lender is up to 75% of the value of your gold jewellery. The value is based on the current market value of gold. The gold rate is calculated by 30-day moving average of 22K gold as per rate quoted by India Bullian and Jewellers Association Limited (IBJA)
Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Airtel Finance, you can apply online, or via the Airtel Thanks App.
From salaried and self-employed individuals to traders, farmers, and business persons, anyone can apply for a gold loan from Airtel Finance.
You must be between 21 and 70 years of age and have gold jewellery of 18 – 22 karat.
You should apply for a gold loan when you need money for your planned or unplanned expenses. A gold loan is a form of a secured loan. It may be a good option if you already have an ongoing loan. You can apply for one by pledging the gold jewellery you may have at your home.
Yes, you can get a loan against gold jewellery at an attractive interest rate. Airtel gold loan interest rates start from 9.5% p.a. onwards. To get a loan against gold jewellery, click on the ‘APPLY’ option on the top of this page.
A gold loan is a secured loan where borrowers pledge their gold jewellery in exchange for a loan amount. The lender assesses the value and purity of the gold and offers a loan based on a percentage of this assessed value.
This type of loan is popular for its quick processing time, minimal documentation requirements, and relatively lower interest rates. Once the loan is repaid in full, including any interest and fees, the pledged gold is returned to the borrower.
How does a Gold Loan work? The process begins with the borrower bringing their gold to the lender, who assesses its purity and value. Based on this assessment, the lender offers a loan amount. The borrower receives the loan amount and agrees to repay it over a specified period, with interest.
Once the loan is fully repaid, the lender returns the gold to the borrower. If the borrower fails to repay, the lender has the right to auction the gold to recover the loan amount.
Here are some of the factors that can affect Airtel Gold Loans:
