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    Simplify Utility Bill Payments with Credit Cards

    Paying your utility bills can be more rewarding than ever. With the best Credit card for utilities, you can earn cashback and rewards on your electricity, water, gas, and phone bills. Say goodbye to extra fees and hello to convenience and rewards. Use your credit card for seamless payments and get rewarded every time you pay for essential services.

    Credit Card EMI Calculator

    Easily calculate your monthly EMIs for credit card purchases with Airtel Finance.  Enter the amount, tenure, and interest rate to get instant estimates.

    Purchase Amount ₹10,000
    ₹10,000
    ₹1K₹2L
    Interest Rate 13%
    13%
    5%36%
    Tenure 12 Months
    12 Months
    3M36M
    Unlock Your Credit Card Now

    Why Choose Airtel Finance for Utility Bill Credit Cards?

    Your Partner for Utility Payments

    Airtel Finance provides access to some of the best credit cards for utility bill payments, offering attractive rewards and cashback. Whether looking for the best credit card to pay utility bills or cards with no extra fees, Airtel Finance ensures you find the perfect fit for your financial needs. Enjoy simplified bill management, automatic payments, and a hassle-free experience, all in one place.

    Best Credit Cards to Pay Utilities

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    Key Features and Benefits of Utility Bill Credit Cards

    Key Features Benefits
    Earn Rewards Get reward points or cashback on every utility bill payment.
    No Additional Charges Pay utility bills with credit cards without incurring extra fees.
    Convenient Payments Simplify your monthly payments by automating utility bill payments.
    Access to Offers Avail special offers and promotions on utility payments with partnered merchants.
    Build Credit Score Pay your utility bills on time to enhance your credit score effortlessly.

    Documents Required for Utilities Credit Cards

    When applying for a Utilities Credit Cards, you will need to provide the following documents

    Identity Proof

    Aadhaar Card, Passport, Voter ID, or PAN Card.

    Address Proof

    Utility Bills, Aadhaar Card, Passport, or Voter ID.

    Income Proof

    Salary slips for the last 3 months, bank statements, or Income Tax Returns (ITR).

    PAN Card

    For financial and taxation purposes.

    Eligibility Criteria

    To be eligible for a Utilities credit card, applicants typically need to meet the following eligibility requirements:

    Age

    Between 21 and 65 years.

    Residency

    Must be an Indian citizen

    Income

    A Stable and regular income is required

    Credit Score

    A good Credit score is crucial for approval

    Credit Cards Offering Exclusive Shopping Benefits

    Discover the online shopping best credit card offers tailored for every purchase, and groceries to exclusive partners and cashback deals.

    FAQs on Utility Credit Card

    Maximise Savings with Utilities Credit Cards

    Utility credit cards are designed to offer you convenience and rewards on everyday bill payments. With the right credit card, you can pay utility bills effortlessly while earning cashback or reward points. Choose from a range of credit cards tailored for utility payments that make it easier for you to manage your household expenses.

    How to Apply for a Utility Bill Credit Card


    Via Airtel Thanks App:

    1. Download the Airtel Thanks app.

    2. Navigate to the Credit Cards section and select a utility credit card.

    3. Fill in your details and complete the KYC process to apply instantly.


    Via Airtel Website:

    1. Visit the Airtel Finance Credit Card Page: Go to the section for credit card applications.

    2. Enter Personal Details: Fill out the required information such as name and contact details.

    3. Submit KYC and Financial Information: Provide necessary documents and details for Know Your Customer (KYC) verification.

    4. Review and Submit Application: Check your eligibility, review the offers, and submit your application.

    5. Complete KYC Process: Follow the on-screen instructions to finalise the application.

    6. Receive Your Credit Card: Upon approval, you will receive your fuel credit card.


    Eligibility Criteria


    Check out the eligibility criteria for a credit card for utility bill payment.

    • Must be a resident of India.

    • Age between 21-65 years.

    • A stable income source is required.

    • A valid credit score (depending on the card provider).

    • Employment details (salaried or self-employed) might be necessary.


    Documents Required


    Here are the credit card documents required to apply for a credit card for utility bill payment.

    • Identity Proof: Aadhaar Card, Passport, or Voter ID.

    • Address Proof: Utility bills or bank statements (last 3 months).

    • Income Proof: Recent salary slips, Form 16, or ITR.

    • Photograph: Passport-sized photo for application.

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