Look for cards that offer high reward points, cashback, and exclusive partner discounts, like the SimplyCLICK SBI Credit Card with 10x reward points on partners like Myntra and Swiggy. For effective credit shopping, prioritise cards with substantial rewards and versatile benefits.

Choose a card with partner-specific benefits such as the Tata Neu Infinity HDFC Bank Credit Card, which offers 5% back as NeuCoins on Tata brands. Using an online shopping best credit card can help you accumulate more rewards and enjoy exclusive discounts.

Yes, shopping credit cards often provide accelerated rewards, like the HDFC Bank Diners Club Privilege Credit Card, which offers 10x reward points on Smartbuy.

Cards like the Swiggy HDFC Bank Credit Card provide 5% cashback across all online merchants, making it a great option for frequent shoppers.

Rewards can vary from points on specific categories to cashback on all online spends. For instance, the Tata Neu Plus HDFC Bank Credit Card offers 1.5% back on non-Tata brand purchases, while the SimplySAVE SBI Credit Card focuses on departmental stores and grocery spending.

Credit cards offer rewards, cashback, and flexible payment options, helping you save more, unlike cash or debit cards.

Set up auto-pay for your credit card and track your spending via apps like Airtel Thanks to ensure you never miss a payment. This helps in maintaining a smooth credit shopping experience.