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    Lifetime Free Credit Card with No Annual Fee

    Step into the world of ultimate financial freedom with Airtel Finance! Enjoy zero annual fees and a host of benefits that make your spending smarter and more rewarding. Whether shopping, dining, or travelling, experience hassle-free transactions and exclusive offers with Airtel Lifetime Free Credit.

    Apply now and unlock endless possibilities with a credit limit of up to Rs. 5 lakhs!

    Why Choose a Lifetime Free Credit Card?

    Here are the reasons why you should choose the Airtel Lifetime Free Credit Card:
    – Convenient and secured cashless transactions
    – Enjoy credit at the lowest interest rates
    – Easy and instant application process
    – Multiple perks and privileges- extended

    Features of Lifetime Free Credit Card

    Big savings and cashback offers with a Credit Card

    Higher credit limit

    Credit limit up to ₹5 lacs

    Huge annual savings

    Save up to ₹16,000

    Joining Fees

    Pay low joining fees

    Low annual fee

    Just ₹500 as annual fee

    100% digital process

    Apply on the Thanks app

    Relaxed eligibility

    18-70 years old can apply

    Benefits of Lifetime Free Credit Card

    Experience a privileged lifestyle with a credit card

    25% off on recharges

    Paid via Airtel Thanks

    10% off on delivery

    Zomato, bigbasket, Swiggy

    10% cashback offers

    Utility bills via Thanks

    Extra 1% cashback

    On all other spends

    Airport lounge

    4x lounge access/year

    Fuel waiver

    1% fuel surcharge waiver

    Apply for a Lifetime free Credit Card

    Applying for a credit card is easy. Follow the steps below:

    Get Airtel App

    Download the app and go to Shop section

    Tap Airtel Finance

    Click on the credit card banner

    Select Apply Now

    Now fill up the complete application form

    Complete digital KYC

    The card will be delivered to you very soon

    Lifetime Free Credit Card Eligibility

    Fulfill these eligibility criteria to get the Credit Card!

    Resident status

    The credit card applicant must be an Indian resident or a non-resident Indian.

    Age Limit

    Age of the primary cardholder should range between 18 and 70 years.

    Documents Required

    PAN card or Form 60, Residential, Identity, and Income proof, Colour Photograph

    FAQs on Lifetime Free Credit Card

    What is a lifetime-free credit card, and how does it differ from regular credit cards?

    A lifetime-free credit card is a type of credit card that does not charge any annual fees for the duration of its usage. However, regular credit cards typically impose an annual fee. This feature makes lifetime-free cards cost-effective for long-term use, appealing to those who prefer minimal maintenance costs.

    Is there an annual fee associated with a lifetime-free credit card?

    No, there is no annual fee associated with a lifetime-free credit card. This is the primary feature of these cards that makes them attractive to users who wish to avoid regular fees.

    What are the eligibility criteria for obtaining a lifetime-free credit card?

    Eligibility for a lifetime-free credit card typically includes having a stable income, a good credit history, and meeting the minimum age and income criteria set by the credit card issuer. Specific requirements can vary, so it’s essential to check with the issuer.

    Are there any hidden charges or fees associated with a lifetime-free credit card?

    While there are no annual fees on a lifetime-free credit card, other charges may apply, such as finance charges on carried-over balances, cash advance fees, and foreign transaction fees. It’s crucial to review the cardholder agreement for any such potential fees.

    How can I apply for a lifetime-free credit card?

    To apply for a lifetime-free credit card, download the Airtel Thanks App and fill in all the necessary details and documents. You’ll need to provide the correct personal and financial documentation as part of the application process to get your application sanctioned effectively.

    Can I use a lifetime free credit card overseas?

    Yes, you can use a lifetime-free credit card overseas, but it is subject to foreign transaction fees. It’s advisable to check the specific fees related to international usage while applying for a credit card.

    What features and benefits come with a lifetime-free credit card?

    Lifetime-free credit cards may offer benefits such as reward points, cashback, discounts on shopping and dining, and access to airport lounges. To know the exact benefits and features related to the Airtel Lifetime Credit Card, download the Airtel Thanks App now!

    Are there any restrictions on the usage or benefits of a lifetime-free credit card?

    Restrictions may include limits on cash withdrawals, specific categories that do not earn rewards, and caps on maximum rewards. Always read the terms and conditions for detailed restrictions.

    Can I upgrade or downgrade my existing credit card to a lifetime-free credit card?

    Yes, with Airtel Finance, you can easily upgrade or downgrade between card types, including switching to a lifetime-free credit card. To learn more about lifetime credit card policies, get in touch with us today.

    Do lifetime-free credit cards offer rewards or cashback programs?

    Yes, with Airtel lifetime-free credit cards, you can earn rewards or cashback programs on various purchases. The specifics of these programs vary by card and usage, including the types of purchases that qualify for rewards.

    Is there a minimum spending requirement to maintain the lifetime-free status of the credit card?

    Generally, there is no minimum spending requirement to maintain the lifetime-free status of the credit card, making it a low-commitment option for users.

    Are there any limitations on the credit limit or spending capabilities of a lifetime-free credit card?

    The credit limit on a lifetime-free credit card is typically determined by your income and creditworthiness. However, with Airtel Finance, you get a credit limit of Rs. 5 lakhs per cardholder.

    What are the interest rates and charges for transactions made using a lifetime-free credit card?

    Enjoy lifetime free credit card access at the lowest interest rate of 3.6% monthly with Airtel Finance! To learn more about the interest rates, transaction charges, and terms & conditions, explore the Airtel Finance website or get in touch with us today!

    Can I use a lifetime-free credit card for international transactions?

    Yes, you can use a lifetime-free credit card for international transactions, but be aware of the foreign transaction fees that may apply.

    Are there any special privileges or offers available exclusively for lifetime-free credit cardholders?

    Special privileges might include promotional offers, discounts with partner merchants, and occasional exclusives like bonus reward points or limited-time offers.

    How do I avail of customer support or assistance related to my lifetime-free credit card?

    At Airtel Finance, we offer 24/7 customer support services to help our customers deal with issues or difficulties related to credit cards. Our customer Support is available for everything from billing inquiries to card loss.

    Can I add supplementary/add-on cardholders to my lifetime-free credit card account?

    Depending on your unique situation or requirement, you may be able to add supplementary or add-on cardholders to your lifetime-free credit card account. Download the Airtel Thanks App today to learn more about the terms and conditions.

    How does the credit card issuer determine if a credit card qualifies for lifetime-free status?

    To learn more about the terms & conditions, qualifications, or more, visit the Airtel Finance page today!

    What happens if I fail to meet the terms and conditions required to maintain the lifetime-free status of my credit card?

    Failure to meet the terms and conditions, like payment delinquency, might result in penalty fees or the revocation of the lifetime-free status, converting the card to a regular fee-based model.

    Are there any specific terms and conditions I should be aware of before applying for a lifetime-free credit card?

    It is important to be aware of any fees unrelated to the annual fee, eligibility requirements, and penalties for late payments. Understanding all terms helps manage the card more effectively.

    Can I cancel my lifetime-free credit card if I no longer wish to use it, and are there any charges associated with cancellation?

    You can cancel a lifetime-free credit card at any time, by raising the cancellation request or reaching out to customer support. However, it’s prudent to ensure all dues are cleared to avoid an impact on your credit score.

    Can I use my lifetime credit card to withdraw money from ATMs in India?

    You can use your lifetime credit card to withdraw money from ATMs, but this is subject to cash advance fees and interest charges accruing from the day of the withdrawal.

    What is a Lifetime Free Credit card?

    A Lifetime free credit card is a type of credit card that offers the benefit of no annual maintenance fees throughout its use. This type of card is designed to attract customers who prefer not to deal with recurring annual fees that are typical of most credit cards. While the primary feature of these cards is the elimination of annual fees, they often come with additional perks such as reward points, cashback on purchases, discounts at various merchants, and sometimes even complimentary access to airport lounges.


    • Despite the absence of annual fees, it’s important for potential cardholders to be aware of other possible charges that may apply, such as interest rates on carried balances, foreign transaction fees, and fees for cash advances. Lifetime free credit cards are popular among a broad spectrum of consumers, from those who use their cards sparingly to those who are frequent users, offering a cost-effective way to manage expenses and enjoy credit facilities.


    What are the Features of a Lifetime Free Credit Card?



    • Here are the key features of the Airtel Lifetime Free Credit Card:

    • – No annual fee at the time of application.

    • – Cardholders can enjoy a credit limit of up to ₹ 5 lakhs

    • – Easy acceptance across merchants globally

    • – Convenience of digital payments

    • – Lowest interest rate, starting with a 3.6% monthly rate


    Special Benefits of a Lifetime Free Credit Card



    • Special benefits often include reward points, cashback on transactions, complimentary insurance coverage, and discounts at partner outlets. With Airtel Finance, you can enjoy exclusive offers tailored specifically to your unique needs and requirements.


    How to Calculate EMI for a Lifetime Free Credit Card?



    • EMI on purchases can be calculated by dividing the total amount by the number of months in the repayment period and adding applicable interest. Visit the Airtel Finance page to calculate accurate EMI amounts for your Lifetime Free Credit Card subscription.


    What are the Interest Rates of Lifetime Free Credit Card?


    With the lowest interest rates of a Lifetime Free Credit Card, enjoy the highest convenience for cashless payments. The interest rates for lifetime free card credit start at 3.6% every month. It is important to note that interest is charged on monthly overdue over extended credit & cash advances.

    Process to Apply for a Lifetime Free Credit Card



    • The process to apply for Airtel Lifetime Free Credit Card includes:

    • – Install Airtel Thanks App

    • – Fill in the necessary details and information mentioned in the form

    • – Submit all the details

    • – Our team will reach out to you soon to deliver the card and inform you about the process.


    Eligibility Criteria to Get a Credit Card


    Eligibility criteria to apply for an Airtel Lifetime Free Credit Card include:

    • – The applicant must be between the ages of 18 and 70.

    • – The individual must be an earning applicant.

    • – The individual must have a good credit score.

    • Based on your unique situation and condition, certain factors might also be considered. Hence, be sure to read all the terms & conditions carefully before applying for the credit card.


    List of Documents Required for a Lifetime Free Credit Card


    For a lifetime free credit card with Airtel, the application typically requires the following documents to verify identity, residence, and income:

    1. Identity Proof: One or more government-issued identification documents, such as:



    • PAN Card

    • Aadhaar Card

    • Passport

    • Voter ID



    1. Address Proof: Documents to confirm your place of residence, which could include:



    • Utility bills (electricity, water, gas) not older than three months

    • Aadhaar Card

    • Passport

    • Voter ID

    • Rental agreement (if applicable)



    1. Income Proof: To establish financial stability and repayment capacity, these documents might be needed:



    • Latest salary slips (typically for the last 3-6 months)

    • Recent bank statements (last 3-6 months)

    • Income Tax Returns



    1. Photographs: Passport-sized photographs may also be required.


    What are the fees included in the Lifetime Free Credit Card?



    • While there’s no annual fee charged to apply for an Airtel Lifetime Free Credit Card, other finance charges may be included on unpaid balances, foreign transaction fees, and fees for cash advances.

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