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    Online Credit Card EMI Calculator

    Using the EMI calculator tool is incredibly easy. Make sure you have all the information related to your card in place, enter the values as required and simplify your EMI payments.

    Personal loan amount
    Enter the loan amount

     

    Tenure plan
    Choose your tenure plan

    Mo

    Rate of interest
    Adjust your interest rate

    %

    Principal

    ₹50,000

    Interest

    ₹67,949

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    Credit Card EMI Calculator - Airtel Finance

    A Credit Card EMI Calculator enables you to make well-informed judgments about your credit card usage in general. And it can be used as many times as you like, for free. Choose the tenure, amount, interest rate and find out how much EMI you have to pay, instantly. Make easy and timely repayments with a credit card EMI calculator.

    How to calculate Credit Card EMI?

    Here is the formula for the credit card EMI:
    E=[P×R×(1+R) n] ÷ [(1+R) n-1]

     

    Where, E is EMI, P is the principal that you borrowed, R isthe rate of interest and N is the amount of time in months.

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    How to Apply for a Credit Card?

    Applying for a credit card is very easy. Follow the steps below:

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    Get Airtel App

    Download the app and go to Shop section

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    Click on Airtel Finance

    You will see the Credit Card button

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    Click on Apply Now

    Now fill up the complete application form

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    Complete digital KYC

    The card will be delivered to you within 5-7 business days.

    Features of Credit Card

    Big savings and cashback offers, now with Credit Card

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    Low Joining Fees

    Just ₹500 joining fees

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    Higher credit limit

    Credit limit up to ₹5 lacs

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    Annual savings

    Save up to ₹16,000 annually

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    Low annual fee

    Just ₹500 as annual fee

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    100% digital process

    Apply on the Airtel App

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    Relaxed eligibility

    18-70 years old

    FAQs on Credit Card EMI Calculator

    What is a Credit Card EMI calculator?

    The EMI calculator for your credit card works based on EMIs that you take from your credit card. This Credit Card EMI calculator helps you to assess how much EMI you will have to pay each month on your EMI based purchases.

    How does a Credit Card EMI calculator work?

    An EMI calculator is based on the following factors: the interest rate, the time duration, and the total amount. The EMI credit card works rather easily. Simply enter all these details on the calculator and you will get the EMI amount per month in an instant.

    Can I use a Credit Card EMI calculator for any credit card?

    No, you will not be able to use credit card EMI from any credit card. Make sure that your credit card is eligible for EMIs and only then should you go ahead and use the credit card EMI calculator.

    How to calculate EMI on Credit Cards?

    You will not really have to do any calculation by yourself. Simply enter the information – the total amount, the interest rate, and the tenure in the calculator. That is all. Your EMI will be calculated in a very few seconds.

    Is it mandatory to opt for an EMI plan on my credit card?

    It is certainly not mandatory to choose an EMI plan on your credit card. Instead, you can simply complete the full payment with your credit card or debit card. It will also help you to avoid worrying about interest rates on EMIs.

    What is Credit Card EMI Calculator?

    The Credit Card EMI Calculator is the perfect calculator when you want to measure how much EMI you will be paying on a certain purchase with your credit card. There are multiple benefits associated with the credit card – fuel surcharge waivers, cashback offers on Airtel Thanks-based payments, low joining fees, domestic airport lounge benefits and a lot more. As a result, it can be quite easy for you to go ahead and make that credit card EMI purchase.






    However, sometimes it is just better that you wait and analyse how the EMI will affect your monthly budget. While paying your credit card bills on EMIs is always a good idea, it is also important that you check if you can get a better EMI payment option. To find a better EMI option, the credit card EMI calculator comes to your rescue.

    How is credit card EMI calculated?


    Your credit card EMI is calculated on the following factors:

    • The total principal amount that you are paying.

    • Interest charges levied on your credit card EMI purchase.

    • Total duration of the EMI.


    Thus, you can also use the credit card EMI calculator as your credit card interest calculator and see how much interest is being levied on your purchase. Look out for deals that offer you zero interest charges on your EMI – as these are the best. The EMI calculator works automatically, you will only have to add the values related to your EMI payment.

    How to pay with credit card EMI?


    Paying your credit card EMI is rather easy. When you are purchasing a service or an item on an e-commerce platform, simply choose the EMI option while checkout. After that, click on your credit card EMI option of choice and just proceed with it. Your credit card EMI payment will be completed in no time. However, before proceeding with the payment, make sure to use the credit card loan EMI calculator and check for the best EMI deals.

    Ways to apply for credit card EMI


    If you are looking for ways to apply for your credit card EMI, then simply choosing the EMI option during checkout from an e-commerce platform is the easiest way to go about it. When you are completing your payment, you will see all the details associated with the EMI payment. Information such as EMI to be paid per month, interest rate, any additional charges such as processing fees and more – you will be able to see everything. Check all the components clearly and apply for your credit card EMI in an instant.





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