Credit Card Documents

To apply for a credit card, you will need to provide address proof, income proof, ID proof, and age proof. The requirements to apply for a credit card can vary from one bank to another.

Yes, you can use a driver’s license to apply for a credit card, but you will also have to submit additional documents.

You can use any of the following documents to prove your current address: electricity bill, ration card, passport, driver’s license, telephone bill, bank statement of the last two months, and voter ID card.

Yes, you can provide utility bills or rental agreements for your credit card. However, you will also have to provide more documents.

The following documents are accepted as proof of income to apply for a credit card: Latest payslip, Form 16, Income Tax returns.

Yes, you can use tax returns or bank statements to apply for a credit card.

Yes, your employment details are necessary to apply for a credit card.

Self-employed applicants need to provide the following set of documents for a credit card: ID proof, address proof, income proof, age proof.

Yes, your credit history will be carefully looked at when you apply for a credit card, and it plays a big role in deciding if your application gets approved.

You can check your credit score, from any online website and get a copy of your credit report for free.

It is not necessary to provide information about your existing credit cards unless the bank asks for it.

If you are using your existing credit card and paying all the bills on time, then your application will not be impacted at all. However, late payments could cause trouble in your application process.

Yes, you will have to provide your bank statements while applying for a credit card.

Students who are applying for a credit card need to provide the following set of documents: ID proof, college enrolment proof, age proof, and address proof.

Yes, students can use their student ID or enrolment proof to apply for a credit card.

Yes, Non-Resident Indians (NRIs) will have to provide the following set of documents: ID proof, and address proof in India and overseas.

In India, credit card applications are only accepted for Indian and NRI residents.

Yes, you can apply for a joint credit card. However, these have become uncommon now and lenders usually provide credit cards only for one person.

The documents needed for a joint application of credit card could vary from one bank to another.

Yes, credit card applications are usually accepted for people between 18 and 70 years of age.

Your age can be verified by the following documents: tenth standard certificate, birth certificate, passport, and voter ID card.

You will need the following set of documents for a business credit card application: address proof, income proof, and business continuity proof.

Yes, you can use these documents to apply for a credit card.

You can find the official credit card application form on the bank’s website.

Yes, you need to read all the scheme-related documents carefully before you sign up for the credit card.

There is no need to provide personal references on the credit card application.

You will not have to provide any references for your credit card application.

You can find all the details regarding the credit card rewards programs on the main credit card website. You will probably not find it on the application form.

Yes, you can probably find specific documents that explain the credit card’s rewards program. Contact your bank or lender for more details on this.

Yes, you can submit your credit card application online.

You could also visit the nearest branch of the same bank and fill up the credit card application offline.

There are no specific considerations for military personnel applying for a credit card.

Military personnel applying for a credit card will need to provide the same documents as an employed person. Here are the documents needed: ID proof, address proof, income proof, age proof.

Military personnel applying for a credit card will need to provide the same documents as an employed person. Here are the documents needed: ID proof, address proof, income proof, age proof.

You need to contact your credit card lender for any extra fees or charges.

Always make it a point to ask the lender for hidden fees or charges associated with a credit card.