However, sometimes it is just better that you wait and analyse how the EMI will affect your monthly budget. While paying your credit card bills on EMIs is always a good idea, it is also important that you check if you can get a better EMI payment option. To find a better EMI option, the Airtel Axis Bank Credit Card EMI Calculator comes to your rescue.
How is Credit Card EMI calculated?
Your credit card EMI is calculated on the following factors:
- The total principal amount that you are paying.
- Interest charges levied on your credit card EMI purchase.
- Total duration of the EMI.
Thus, you can also use the credit card EMI calculator as your credit card interest calculator and see how much interest is being levied on your purchase. Look out for deals that offer you zero interest charges on your EMI – as these are the best. The EMI calculator works automatically, you will only have to add the values related to your EMI payment.
How to pay with credit card EMI?
Paying your credit card EMI is rather easy. When you are purchasing a service or an item on an e-commerce platform, simply choose the EMI option while checkout. After that, click on your credit card EMI option of choice and just proceed with it. Your credit card EMI payment will be completed in no time. However, before proceeding with the payment, make sure to use the credit card loan EMI calculator and check for the best EMI deals.
Ways to apply for credit card EMI
If you are looking for ways to apply for your credit card EMI, then simply choosing the EMI option during checkout from an e-commerce platform is the easiest way to go about it. When you are completing your payment, you will see all the details associated with the EMI payment. Information such as EMI to be paid per month, interest rate, any additional charges such as processing fees and more – you will be able to see everything. Check all the components clearly and apply for your credit card EMI in an instant.
