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    Airtel Bajaj Finserv Insta EMI Card documents

    The Airtel Bajaj Finserv Insta EMI Card application process is incredibly simple and user-friendly. Just provide your PAN card and Aadhar number, and we will ensure quick approval and activation of your Insta EMI Card. This means you can enjoy the benefits of your new insta emi card without any unnecessary delays and start transacting with Bajaj Finance Limited’s online & offline partner stores

    Features of Airtel Bajaj Finserv Insta EMI Card

    With the Airtel Bajaj Finserv Insta EMI Card, you get -

    Pre-approved loan

    Loan up to ₹3 lakh

    Flexible tenure

    Going up to 60 months

    100% digital process

    4-Step process

    Instant activation

    Approval in 30 seconds

    Market presence

    Across 4,000+ cities

    10 Lakh+ Products

    Across 1.5 lakh+ stores

    Apply for Airtel Bajaj Finserv Insta EMI card

    Open the Airtel Thanks App

    Find Shop > Airtel Finance

    Select Airtel Bajaj Finserv Insta EMI Card

    Fill in your basic details

    Complete the KYC

    Fill in your details for KYC

    Pay Joining Fees

    Pay one-time Joining fees

    Get the most from your Airtel Bajaj Finserv Insta EMI Card : See Related Pages

    Airtel Bajaj Finserv Insta EMI Card

    Airtel Bajaj Finserv Insta EMI Card – Fees and Charges

    Airtel Bajaj Finserv Insta EMI Card – Eligibility

    Airtel Bajaj Finserv Insta EMI Card – Features and Benefits

    Insta EMI Card FAQ's

    How can I know if a transaction done through my Airtel Bajaj Finserv Insta EMI Card is approved or rejected?

    Post your transaction using the Insta EMI Card, you will receive a notification/SMS informing you if the transaction made has been approved or rejected.

    Can I apply for a new Airtel Bajaj Finserv Insta EMI Card if Bajaj Finance Limited blocks my previous card?

    If your card is permanently blocked due to the company’s internal credit policy, then you will not be able to re-apply for a new card. Rest assured, in case your Insta EMI Card is temporarily blocked, you will be informed by the company about the status of your card once your eligibility changes through an SMS on your registered mobile number.

    How can I ensure that my Airtel Bajaj Finserv Insta EMI Card remains active?

    To continue enjoying uninterrupted benefits on your Bajaj Insta EMI Card, please ensure that:


    • Your EMIs are paid well on time

    • You maintain a good CIBIL Score


    Please note: Your CIBIL Score is based on overall credit & credit payment history across different loan types and credit institutions over time.

    How can I know if my Airtel Bajaj Finserv Insta EMI Card is active?

    You can easily check the status of your Airtel Bajaj Finserv Insta EMI Card on the Airtel Thanks App by following the under-mentioned steps:


    • Open ‘Airtel Thanks’ App

    • Go to the ‘Shop’ section

    • Click on ‘Airtel Finance’

    • Click on ‘Insta-EMI Card’


    Your card status will be displayed on the screen.

    Why has Bajaj Finance Limited reduced the pre-approved loan limit on my Airtel Bajaj Finserv Insta EMI Card?

    The pre-approved loan limit on your Airtel Bajaj Finserv Insta EMI Card is subject to change. These changes are governed by Bajaj Finance Limited. A few factors responsible for the reduction in the card limit are:


    • Credit score: A low credit score can impact your loan limit negatively. A low credit score might cause your loan limit to be reduced.

    • Repayment history: A poor repayment record plays an adverse role in determining the loan limit of your Bajaj Finance Insta EMI Card.

    • Frequency of the loan: The frequency at which you avail of loans off the Bajaj Finserv Insta EMI Card also determines your card loan limit.


    The company periodically reviews the pre-approved card loan limit, and changes (either increase or decrease) are made accordingly. The changes are communicated to you through an SMS on your registered mobile number.

    Airtel Bajaj Finserv Insta EMI Card benefits:

    Whether you want to indulge in extensive shopping or plan a little vacation, don’t worry. The Airtel Bajaj Finserv Insta EMI Card covers everything for you. With a strong nationwide market presence spread across 4000 big and small cities and multiple tie-ups with leading brands, the Insta EMI Card helps you discover the ultimate shopping experience by helping you convert your bills into EMI. The Insta EMI Card entails a huge range of benefits right, from looking for the best products available in the market to making purchases and paying for the same at your convenience, all from the comfort of your home. However, it’s always better to know all the aspects of the card before applying.

    Best Features of Airtel Bajaj Finserv Insta EMI Card:


    Instant approval:

    The Insta EMI Card 
    is issued within 10 minutes of completion of the e-mandate registration process. You don’t have to wait long to fulfil your shopping desires.

    Pre-approved loan:

    With an Insta EMI card, 
    you can get a pre-approved loan of up to ₹3 lakh, subject to your credit score and repayment history.

    Flexi-Repayment tenure:

    Get Insta EMI Card 
    and convert all your shopping bills into equal instalments to be paid over a period of 1-60 months of your purchases.

    Pay no interest:

    You do not have to pay any interest
    on your Insta EMI Card 
    as it is a Easy EMI Card. You can easily shop now and pay later without worrying about the added interest burden on your pocket.

    Low Processing Fee:

    The main purpose of the Insta EMI Card 
    is to make your shopping experience easy and tension-free. Hence, it is available to you at a very minimal cost of ₹530, inclusive of all taxes. 100% digital process:

    Strong Network:
    Tie-ups with almost all the leading brands and is accepted for both online and offline shopping. Strong tie-ups expand your horizons for an ultimate shopping experience.

    Huge market presence:
    The next important factor to be considered is that your Insta EMI card 
    is accepted in over 4000 big and small cities. You can shop for more than 10 lakhs+ products and pay at your ease later.

    Eligibility: The eligibility criteria for Airtel Bajaj Finserv Insta EMI card is simple. 
    You need to be an Indian citizen aged between 21-65 years with a decent credit score and repayment history.

    Hassle-free application process:
    The   Airtel Bajaj Finserv Insta EMI Card application 
    is done online with minimal documentation. You need to log in and submit the required documents online. Can be used both online and offline: This, again is one of the best features of the Insta EMI Card.
    You can use this card for transacting for both online and offline purchases. Just locate a channel partner in your locality and indulge in a stress-free shopping spree.

    Why should one apply for an Airtel Bajaj Finserv Insta EMI Card?
    Airtel Bajaj Finserv Insta EMI Card
     is a financial solution for all those who wish to shop but are restricted by the availability of sufficient funds. A few reasons why you should apply for a Airtel Bajaj Insta EMI Card
    are:

    • Upgrading your gadgets

    • Gifting exclusive gifts to your loved ones

    • Decorating your home and office space

    • Home Furnishings

    • Purchase of new mobile phones/electronic appliances

    • Purchase of fitness equipment and many more