Buy items on EMI
10Lakh+ products
Loan limit up to Rs.3 lakhs ✔️ Instant approval ✔️4-Step Process
Apply NowAirtel has partnered with Bajaj Finserv to introduce the Airtel Bajaj Finserv Insta EMI Card, a financial solution designed to make your purchases more manageable. With this card, you can transform your transactions into EMI’s at various with Bajaj Finance Limited’s online & offline partner stores.You can pay for your purchases over a flexible period that fits your budget. The Insta EMI Card lets you break down payments into smaller, affordable installments, making it easier to manage your finances while enjoying your items.
Get an Insta EMI card with flexible repayment tenures and zero down payment*.
10Lakh+ products
Loan up to ₹3 lakhs
Instant Approval
Get an Insta EMI card customised to suit your financial needs. Know how.
Find Shop > Airtel Finance
Fill in your basic details
Address the basic required information
Pay one-time Joining fees
Pre-approved loan limit
Flexible repayment tenure
Within minutes
4-Step Process
Minimal joining fee
Across 1.5 lakh+ stores
The Airtel Bajaj Finserv Insta EMI Card is a co-branded card brought to you jointly by Airtel and Bajaj Finance Limited. It allows you to convert all your purchases into No Cost EMIs. You can use it to shop for the latest products from our extensive network of 1.5 lakh+ online and offline partner stores across 4,000+ large and small cities.
You will be able to use your Airtel Bajaj Finserv Insta EMI Card at leading e-commerce websites and offline Bajaj Finance Limited’s partner stores near you.
You can apply for the Insta EMI Card if you are between 21 years to 65 years of age.
No physical documents are required to get the Airtel Bajaj Finserv Insta EMI Card. You just need the following details:
1) PAN Card details
2) Aadhaar Card number for KYC confirmation
3) Bank account number and IFSC code for e-mandate registration
To register for your e-mandate, you need to:
Share your bank account number and IFSC code
Verify all the details entered by you
Submit OTP for validation purposes
By registering for your e-mandate, you will:
The Insta EMI Card is issued digitally and gets activated online instantly. Therefore, you will not receive a physical card; simply access it on Airtel Thanks App.
Follow these simple steps:
Open the Airtel Thanks app
Enter your mobile number
Enter the OTP sent to your mobile number and tap on ‘SUBMIT’
You’ll be able to see your EMI Card under services section on top of the landing page
Click on the “Insta EMI Card” icon at the top of the page
Click on ‘VIEW’ under the Card Detail section to see your card details
To get the Insta EMI Card, you only have to pay a one-time joining fee of Rs. 599.
You can use the Airtel Bajaj Finserv Insta EMI Card to shop from merchants like Croma, Vijay Sales, Reliance Digital, Home Town, and more. You can also use the card to shop across our 1.5 lakh+ network partner stores.
You can use the Airtel Bajaj Finserv Insta EMI Card to shop for electronics, home appliances, furniture, apparel, travel, groceries, home décor, and more. Using the Insta EMI Card is very easy. When you visit a partner/ Ecom store, select the product of your choice, choose your preferred repayment tenure, and provide your Insta EMI Card details during payment checkout; your purchase will be successfully converted into EMIs.
One-time joining fee: ₹530 (inclusive of applicable taxes)
Online convenience fee: ₹69 (inclusive of applicable taxes)
Loan limit enhancement fee: ₹117 (inclusive of applicable taxes)
Annual fee: ₹117 (inclusive of applicable taxes). Annual fee will only be charged to the EMI Network Card holders who have not availed of any loan using the EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your EMI Network Card. For example, if the EMI Network Card is issued in the month of February 2024 (referred to as ‘Member Since’, on the EMI Network Card) the date for payment of the annual fee will be March, 2025.
Add-on card fee: ₹199 (inclusive of applicable taxes)
*Additional fees and charges will apply when utilising the EMI Network Card to avail of loans.
The Insta EMI Card is neither a payment instrument nor a credit or store value card. It refers to an Existing Member Identification that is used to authenticate a customer’s identity while sanctioning/processing a loan.
To know more about our lending partner, you can visit https://www.bajajfinserv.in/. and go to ‘My Account’ section.
You can also call at +91-8698010101 for all your queries.
You can send a mail to nodalofficer.instaemicard@airtel.com
Shop for 10Lakhs+ products on zero-cost EMIs using Airtel Bajaj Finserv Insta EMI Card. This digital card has a pre-approval loan limit of up to Rs.3 lakhs. Use this Insta EMI card to buy products from famous digital platforms and network retail partners spanning around 4000+ cities. Provide your basic details on the portal and get the card approved within a minute. Use the Bajaj Finserv Insta EMI card to transform your various purchases into flexible EMIs that can be repaid over a period of 60 months.