Why Add On Cards Are A Smart Choice For Your Family?

Managing finances as a family can be challenging, especially when balancing multiple expenses. One effective solution is the use of add-on cards. These cards are linked to a primary credit card account and can be issued to family members, providing numerous benefits. This article explores why adding family to a credit card, specifically the Airtel Axis Bank Credit Card, is a smart choice.

What Are Add-On Cards?

Add-on cards, also known as supplementary cards, are additional credit cards linked to the primary cardholder’s account. They offer the same benefits as the primary card and can be given to family members, such as a spouse or children. These cards are an excellent way to extend the convenience of a credit card to your family while maintaining control of overall spending.

Also Read: 5 Ways to Make The Most of Your Credit Card

Benefits Of Adding Family To A Credit Card

1. Unified Family Spending

By adding family to your credit card, you can consolidate all household expenses under one account. This makes it easier to track spending, manage budgets, and pay bills. A unified account ensures transparency and simplifies financial management for the entire family.

2. Convenience and Accessibility

When you add a spouse to your credit card, you provide them with the convenience of accessing credit whenever needed. This is particularly useful for emergency expenses or for making significant purchases without waiting for approval from the primary cardholder.

3. Credit Limit Sharing

Add-on cards share the credit limit of the primary card. This means that the credit limit is utilised collectively by all cardholders, ensuring that no individual cardholder exceeds the limit. This can help in managing large family expenses without the need for multiple credit cards. With the Airtel Axis Bank Credit Card, you can enjoy a high credit limit of ₹5 lakh that can be shared with all your family members. Explore the Airtel Finance website to learn more about the application, check out eligibility criteria, and what documents are needed during the process.

4. Enhanced Rewards and Benefits

When you add family to your credit card, every transaction made by the supplementary cardholders contributes to earning rewards, cashback, or points. This accelerates the accumulation of benefits, which can be redeemed for various offers and discounts.

Also Read: Credit Card Tips for International Travel

5. Building Credit History

Add-on cards help family members, especially young adults, build their credit history. By using the card responsibly, they can establish a good credit score, which will be beneficial for their future financial endeavours. So, don’t wait longer and download the Airtel Thanks App to apply for your own high-value credit card!

How to Add Family Members to Your Credit Card?

Adding a family member to your credit card can be an easy process if you are aware of the right steps. Here’s how you can do it:

• Contact Your Bank: Get in touch with your bank’s customer service to request an add-on card.
• Submit Required Documents: Provide necessary documents such as identity proof and address proof of the family member.
• Set Spending Limits: Discuss and set spending limits for the supplementary card to ensure financial control.
• Activate the Card: Once the add-on card is issued, activate it and start enjoying the benefits.

Also Read: What is a Lifetime Free Credit Card

Why Airtel Axis Bank Credit Card Is The Right Choice?

Choosing the right credit card for your family is crucial. The Airtel Axis Bank Credit Card stands out as an excellent option due to its high credit limit, cashback offers, and a plethora of discounts and deals.

High Credit Limit

The Airtel Axis Bank Credit Card offers a high credit limit, which is shared among the primary and supplementary cardholders. This is particularly advantageous for managing large expenses and ensures that your family does not run out of credit in times of need.

Attractive Cashback Offers

With the Airtel Axis Bank Credit Card, you can enjoy amazing cashbacks of up to 25% on Airtel bills, recharges, WiFi and more. You also get 10% cashback on utility bill payments such as gas, and electricity, and 10% cashback on spends via Swiggy, Zomato, BigBasket, etc. Cashback offers make every purchase more rewarding, whether it’s for groceries, utility bills, or travel expenses.

Amazing Offers and Discounts

This credit card comes with a variety of offers and discounts on dining, shopping, travel, and more. You can avail up to 15% off at partner restaurants, domestic airport lounge access 4 times a year. By adding family members to your credit card, everyone can benefit from these exclusive deals, making everyday spending more economical and enjoyable.

Easy Management and Control

The Airtel Axis Bank Credit Card provides easy management tools to monitor spending and set limits for supplementary cards. This ensures that the primary cardholder maintains control over the total spending, preventing any financial mismanagement.

Safety and Security

The card comes with advanced security features, including fraud protection and zero liability on lost cards. This ensures that your family’s finances are secure, giving you peace of mind.

Add-on cards are a smart choice for families looking to streamline their finances and enjoy the convenience of shared credit. By adding family to a credit card, you can unify spending, enhance rewards, and provide financial security to your loved ones. The Airtel Axis Bank Credit Card, with its high credit limit, cashback offers, and attractive discounts, is an excellent option for families seeking a reliable and rewarding credit card.

Whether you’re adding a spouse to your credit card or including your children, add-on cards are a practical solution for modern family financial management. Incorporate add-on cards into your family’s financial strategy today and experience the ease and benefits of collective credit card usage.