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Credit card refund vs reversal
When it comes to credit card transactions, terms like “refund” and “reversal” are often used interchangeably, but they represent distinct processes with different implications. Understanding …
Category: Credit Card
Credit Freeze and Identity theft
These days, the risk of identity theft is a growing concern for individuals. Identity theft occurs when someone steals your personal information, such as your …
Credit card chargeback vs refund
When it comes to resolving disputes or issues with credit card transactions, two common terms that often arise are “chargeback” and “refund.” While both processes …
What is Creditworthiness and how to determine it?
Creditworthiness is a critical aspect of financial health that impacts an individual’s ability to borrow money or access credit. Understanding what creditworthiness entails and how …