How to Unblock IndusInd Credit Card: A Comprehensive Guide

If you find yourself in a situation where your IndusInd Bank credit card has been blocked, don’t panic. There could be numerous reasons why this could’ve happened. From entering multiple wrong PINs multiple times to suspicious activities, many things could lead to your credit card being blocked. However, unlocking your IndusInd Bank credit card is a simple procedure if you know the right method. In this guide, we will walk you through the steps on how to unblock your IndusInd credit card quickly and efficiently.

Reasons for Blocking Your IndusInd Credit Card

Before delving into how to unblock your IndusInd credit card, it’s essential to understand why your card might be blocked in the first place. Some common reasons include:

1. Suspicious Activity: If there are unusual transactions on your account, IndusInd Bank may block your card to prevent fraud.
2. Exceeded Credit Limit: Overspending beyond your credit limit can lead to your card being blocked.
3. Non-Payment of Dues: Failure to pay your credit card bills on time may result in a temporary block.
4. Incorrect PIN Attempts: Multiple incorrect attempts at entering your PIN may lead to your card being blocked for security reasons.

Also Read: What is current outstanding meaning in credit card?

How to Unblock IndusInd Credit Card

1.    Unblock IndusInd Bank Credit Card via Customer Care

The most effective way to unblock your IndusInd credit card is by contacting customer care. Here’s a step-by-step guide:

• Dial Customer Care: Call the IndusInd Bank customer care number at 022 68577777 / 022 44066666 / 022 42207777 / 1860 267 7777.
• Verify Identity: Follow the instructions, select the option to talk to the customer care executive, and verify your identity by answering security questions or providing necessary details.
• Request Unblock: Inform the customer care representative that you want to unblock your credit card.
• Confirmation: Once your identity is confirmed, your card will be unblocked, and you will receive a confirmation message.

2.    Visit the Nearest Branch to Unblock IndusInd Bank Credit Card

If you prefer a face-to-face interaction, you can visit the nearest IndusInd Bank branch. Here’s how:

• Locate Branch: Use the IndusInd Bank website or app to find the nearest branch.
• Visit Branch: Go to the branch with your identification documents.
• Meet Representative: Speak to a bank representative and request to unblock your credit card.
• Verification: After verifying your identity, the representative will unblock your card.

Additional Tips

• Update Contact Information: Ensure your contact details are up-to-date to receive notifications.
• Regular Monitoring: Regularly check your credit card statements to detect any unauthorised transactions.
• Set Alerts: Set up transaction alerts to stay informed of all activities on your card.

Also Read: What is my Axis Credit Card Statement Password?

Introducing Airtel Axis Bank Credit Card

While we discuss how to unblock your IndusInd credit card, it’s worth exploring other credit card options available in the market. One such option is the Airtel Axis Bank Credit Card. This card offers a lucrative cashback of up to ₹16,000 annually. You can enjoy 25% cashback on Airtel bills, Wi-Fi, DTH, recharges, and 10% cashback on utility bill payments. Additionally, you get 10% cashback on food delivery services like Swiggy, Zomato, and BigBasket. With extra benefits such as up to 15% off at partner restaurants, domestic lounge access four times a year, and a fuel surcharge waiver, this card provides excellent value. The joining fee is only ₹500, which can be waived off if your annual spend exceeds ₹2 lakhs in the second year. The maximum credit limit is up to ₹5,00,000, making it a highly attractive option for many.

Conclusion

Unblocking your IndusInd credit card is a straightforward process, whether you choose to do it through customer care or by visiting a branch. By following the steps outlined in this guide, you can quickly regain access to your card and continue enjoying its benefits. Additionally, consider exploring other options like the Airtel Axis Bank Credit Card to maximise your rewards and benefits. Always ensure to keep your contact information updated and monitor your transactions regularly to avoid future issues.

Also Read: Best Credit Cards for Insurance Payment in India 2024

FAQs-

1.    How long does it take to unblock IndusInd credit card?

It typically takes a few minutes to a few hours to unblock your IndusInd credit card, depending on the method you choose.

2.    Can I unblock my IndusInd credit card if it was blocked due to non-payment?

Yes, you can unblock your IndusInd credit card by paying the outstanding dues and then requesting the bank to unblock your card.

3.    Is there a fee to unblock my IndusInd credit card?

No, IndusInd Bank does not charge any fee for unblocking a credit card.

4.    What should I do if I don’t receive a confirmation message after unblocking my card?

If you do not receive a confirmation message, contact IndusInd Bank customer care to verify the status of your card.

5.    Can I unblock my IndusInd credit card using the mobile app?

No, currently you can’t unblock your IndusInd credit card using the IndusInd Bank mobile app. Either contact your customer care executive or visit the nearest branch to unblock your IndusInd credit card.