Having your SBI Credit Card blocked can be quite inconvenient, especially if you are in the middle of a transaction. Understanding how to unblock your SBI Credit Card is crucial to ensure seamless access to your funds. In this comprehensive guide, we will walk you through the steps to unblock your SBI Credit Card, whether it is due to suspicious activity, via SMS, or online.
Reasons for Blocking SBI Credit Card
Before diving into the unblocking process, it’s important to understand why your SBI Credit Card might be blocked. Common reasons include:
- Suspicious activity detected by the bank.
- Multiple incorrect PIN entries.
- Card is reported as lost or stolen.
- Non-payment of dues over a prolonged period.
Knowing the cause of the blockage can help in choosing the right method to unblock your card.
Also Read – https://www.airtel.in/blog/credit-card/how-to-check-sbi-credit-card-limit-guide/
Unblocking SBI Credit Card by SMS
One of the most convenient ways to unblock your SBI Credit Card is via SMS. This method is quick and can be done from anywhere. Here’s how you can unblock SBI Credit Card by SMS:
1. Compose a New SMS
Open your SMS app on your mobile phone.
2. Type the SMS
In the message body, type UNBLOCK <last four digits of your SBI Credit Card>. For example, if the last four digits of your card are 1234, you should type UNBLOCK 1234.
3. Send the SMS
Send this SMS to 5676791 from your registered mobile number. You should receive a confirmation message shortly, indicating that your request to unblock the SBI Credit Card has been processed.
How to Unblock SBI Credit Card Online?
If you prefer handling your banking tasks online, unblocking your SBI Credit Card online is a straightforward process. Follow these steps:
Step 1:
Visit the SBI Card website and log in using your user ID and password.
Step 2:
Once logged in, go to the ‘Card Services’ section.
Step 3:
Under this section, find and select ‘Manage Card’.
Step 4:
You will see an option to unblock your SBI Credit Card. Click on it and follow the prompts to complete the process.
This method is particularly useful if you have access to the internet and prefer managing your card services through the website.
Also Read – https://www.airtel.in/blog/credit-card/change-or-update-the-address-on-the-sbi-credit-card/
How to Unblock SBI Credit Card Due to Suspicious Activity?
If your SBI Credit Card has been blocked due to suspicious activity, the process to unblock it may involve additional verification steps to ensure the security of your account. Here’s what you can do:
1. Contact Customer Care
Call the SBI Card customer care number. This number can be found on the back of your credit card or on the SBI Card website.
2. Verify Your Identity
Be prepared to verify your identity. This may include answering security questions or providing information about recent transactions.
3. Explain the Situation
Inform the customer care representative that your card has been blocked due to suspicious activity and you wish to unblock it.
4. Follow Instructions
The representative will guide you through the necessary steps to unblock your card.
It is important to be patient and cooperate fully to ensure that your card is unblocked securely.
Other Methods to Unblock SBI Credit Card
In addition to the methods mentioned above, there are other ways to unblock your SBI Credit Card. These include visiting your nearest SBI branch or using the SBI Card mobile app. Each of these methods provides different levels of convenience and accessibility, so you can choose the one that best suits your needs.
Unblocking your SBI Credit Card can be a hassle-free process if you follow the appropriate steps. Whether you choose to unblock your SBI Credit Card by SMS, online, or through customer care, it is important to act promptly to restore access to your funds. Remember, using a credit card wisely can offer numerous benefits, such as rewards, cashback, and convenience.
For instance, the Airtel Axis Bank Credit Card offers attractive benefits like cashback on Airtel payments, discounts on partner brands, and much more. It is an excellent choice for those looking to maximise their credit card benefits while managing their Airtel services efficiently.
Also Read – https://www.airtel.in/blog/credit-card/what-is-my-sbi-credit-card-statement-password/
FAQs
- How can I unblock my SBI Credit Card via SMS?
To unblock your SBI Credit Card by SMS, type UNBLOCK <last four digits of your SBI Credit Card> and send it to 5676791 from your registered mobile number.
- How to unblock SBI Credit Card online?
Log in to the SBI Card website, go to ‘Card Services’, select ‘Manage Card’, and click on the option to unblock your SBI Credit Card.
- What should I do if my SBI Credit Card is blocked due to suspicious activity?
Contact SBI Card customer care, verify your identity, explain the situation, and follow the instructions provided by the representative to unblock your card.
- Can I unblock my SBI Credit Card by visiting an SBI branch?
Yes, you can visit your nearest SBI branch and request to unblock your SBI Credit Card. Ensure you carry valid identification and your credit card details.