How to calculate Atal Pension Yojana – APY scheme calculator online

You have probably heard about pension schemes that are available to public sector employees. But, what about the employees in the private or unorganised sectors, who do not have much income and who do not enjoy the benefits of provident funds either? The Atal Pension Yojana was introduced for these people. It is a very impressive pension scheme, eligible for people from 18 to 40 years of age.

By investing in this scheme, you get to enjoy benefits of up to ₹1000, ₹2000, ₹3000, ₹4000 or ₹5000. However, the amount that you earn after you cross the age threshold of 60 also depends on the amount that you are willing to invest. For starters, to earn a pension of ₹1000 per month after maturity, you will have to invest ₹42 every month, if you are 18 years old. Hence, the deciding factors are your age, your willingness to invest and your pension goal. We understand that calculating the exact figures for your pension benefits can be difficult. Thankfully, you do not have to worry about that, as there are plenty of Atal Pension Yojana calculators available to sum up things for you.

Where can I calculate my return from Atal Pension Yojana?

There are multiple websites that can help you calculate the returns. Here’s one that you can use: National Pension System Trust. There are also many other apps or websites that will help you calculate your returns for the future.

Do subscribe to the scheme, we suggest that you get the Airtel Thanks app. Now you can subscribe to this scheme very easily, from the comfort of your home, with a few steps. All because of Airtel Thanks UPI app!

What do you mean by a calculator Atal Pension Yojana?

An Atal Pension Yojana return calculator will help you accurately determine exactly how much amount you will be able to get from your investment, upon maturity. It is a given fact that you are only investing in this scheme to get better benefits once you have grown older, hence how much benefit you earn is a very valid concern. But calculating all this isn’t easy. Moreover, with so many factors involved, as we have mentioned above, things can certainly end up being extremely confusing for you.

The Atal Pension Yojana calculation chart considers all the factors and the Atal Pension Yojana interest rate, to give you an accurate result. Hence, it is more convenient than taking things into your hands. Plus, since the whole process is automated, there is no chance of errors while you are calculating the returns.

You will also realise exactly from which age you need to start investing if you have a certain goal in mind. Here are the things that the Atal Pension calculator will help you out with:

1. Understand the final outcome instantly, based on an estimation of all the involved factors
2. The exact period of investment which you need to commit towards
3. It will also help you realise whether the pension scheme is getting aligned to your financial goals and aspirations.

How do I use the Atal Pension Yojana calculator?

Using the Atal Pension Yojana calculator is rather quite easy, and you don’t have to break a sweat over it. Here’s what you must do:

1. Choose your age on the website or app that you are using
2. After that, select the pension amount that you would like to receive every month upon maturity of the scheme.

Once you have entered the data according to your demands or expectations, you will see the results almost instantaneously. The calculator pops up all the information that you might need – the result of investing in each month, the total duration for you to invest and the total amount that you are investing into the scheme.

What are the benefits associated with using the Atal Pension Yojana calculator?

Here’s a set of benefits of the Atal Pension Yojana calculator that would immensely help you:

1. The calculator will help you understand how the investment will affect you and whether it will be effective for you.
2. It keeps you aware of whether your financial goals are being met, or on track.
3. You instantly get to know how your investment pattern will affect your lifestyle in the future.
4. In case you want to make any changes, you can easily customise the data you have entered to check other results.
5. You won’t have to ask anyone else for assistance.
6. There will not be any calculation errors involved, as the whole process is automated.

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