How to Change SBI Credit Card PIN?

Changing your State Bank of India (SBI) credit card Personal Identification Number (PIN) is a straightforward process. Whether you’ve forgotten your PIN, want to enhance security, or simply prefer a new number, SBI offers multiple convenient methods to update your PIN. Here’s a detailed guide on how to change your SBI credit card PIN using various methods.

Looking for a different credit card? Have you tried out the Airtel Axis Bank Credit Card from Airtel Finance yet? Get extra benefits such as the lowest processing fees, low interest charges and more. Download the Airtel Thanks app to apply now!

Why Change Your SBI Credit Card PIN?

There are several reasons you might need to change your SBI credit card PIN:

• Forgotten PIN: It’s easy to forget a PIN, especially if you have multiple cards.
• Security Reasons: Regularly changing your PIN can help protect against fraud and unauthorised transactions.
• Personal Preference: You may want a more memorable number.

Read more: How to activate your credit card

Methods to Change SBI Credit Card PIN

SBI provides multiple ways to change your credit card PIN, catering to different preferences and needs.

1. Change SBI Credit Card PIN via SBI ATM

Using an SBI ATM is a quick and secure way to change your credit card PIN. Here’s how you can do it:

1. Insert Your Card: Go to an SBI ATM and insert your credit card.
2. Select Services: Choose the ‘Banking’ option from the menu.
3. Enter Credentials: Enter your existing PIN to proceed.
4. PIN Change Option: Select the ‘Change PIN’ option.
5. Enter New PIN: Enter a new 4-digit PIN of your choice. Confirm the new PIN by entering it again.
6. Confirmation: Once you’ve completed these steps, the ATM will confirm that your PIN has been successfully changed.

2. Change SBI Credit Card PIN via Online SBI Portal

Changing your PIN through the Online SBI portal is convenient, especially if you prefer online banking. Follow these steps:

1. Log In: Go to the Online SBI website and log in with your username and password.
2. Credit Card Tab: Navigate to the ‘Credit Card’ tab.
3. PIN Change Option: Select the ‘Change PIN’ option.
4. OTP Verification: An OTP (One-Time Password) will be sent to your registered mobile number. Enter the OTP to verify your identity.
5. Enter New PIN: Enter a new 4-digit PIN and confirm it.
6. Confirmation: After completing these steps, you will receive a confirmation message on your screen.

Read more: Make UPI payments with credit cards

3. Change SBI Credit Card PIN via SBI Mobile App

The SBI Card mobile app offers a convenient method to change your PIN on the go. Here’s how:

1. Download the App: Ensure you have the SBI Card mobile app installed on your smartphone.
2. Log In: Log in to the app using your credentials.
3. Navigate to Services: Go to the ‘Services’ section.
4. Select Change PIN: Find and select the ‘Change PIN’ option.
5. OTP Verification: An OTP will be sent to your registered mobile number. Enter the OTP to proceed.
6. Enter New PIN: Enter and confirm your new 4-digit PIN.
7. Confirmation: The app will confirm that your credit card PIN has been successfully changed.

4. Change SBI Credit Card PIN via Customer Care

If you prefer speaking to a representative, you can change your PIN by calling SBI customer care. Here’s what you need to do:

1. Call Customer Care: Dial the SBI customer care number, which can be found on the back of your credit card or the SBI website.
2. Authenticate Yourself: Provide necessary details to authenticate your identity, such as your credit card number, date of birth, and other personal information.
3. Request PIN Change: Request to change your credit card PIN. You may be required to answer security questions.
4. Receive OTP: An OTP will be sent to your registered mobile number. Provide this OTP to the representative.
5. Set New PIN: You’ll be guided through the process of setting a new PIN.
6. Confirmation: Once completed, the representative will confirm the successful change of your PIN.

Read more: How does a credit card work?

Tips for Choosing a Secure PIN

When changing your SBI credit card PIN, keep these tips in mind to ensure it is secure:

• Avoid Obvious Numbers: Do not use easily guessable numbers like 1234, your birth year, or repetitive digits.
• Use Unique Numbers: Avoid using the same PIN for multiple cards or other personal accounts.
• Memorise Your PIN: Do not write down your PIN. Memorise it to keep it secure.
• Change Regularly: Periodically change your PIN to enhance security.

Read more: What is CVV number and how to find it?

Frequently Asked Questions (FAQs)

1. Can I change my SBI credit card PIN without visiting an ATM?

Yes, you can change your SBI credit card PIN online via the Online SBI portal, the SBI Card mobile app, or by calling customer care.

2. What should I do if I forget my new PIN?

If you forget your new PIN, you can reset it using any of the methods mentioned above, such as visiting an ATM, using the online portal, the mobile app, or calling customer care.

3. Is there any fee for changing the SBI credit card PIN?

No, changing your SBI credit card PIN is free of charge.

4. How often should I change my credit card PIN?

It’s advisable to change your credit card PIN periodically for security reasons, although there is no set rule. Regular changes can help protect against potential fraud.

5. Can I set the same PIN for my SBI debit and credit card?

While it is technically possible, it is not recommended to use the same PIN for multiple cards due to security reasons. Keeping different PINs reduces the risk if one PIN is compromised.

Changing your SBI credit card PIN is a simple process with multiple methods available to suit your preferences. By following the steps outlined, you can ensure your card remains secure and your financial transactions are protected.