How to Check Credit Card Application Status

Imagine the excitement of applying for a new credit card, the rewards points, and the added convenience of making instant payments and then paying off your credit card bill later. Sounds good, isn’t it?

However, as soon as you apply for a new credit card, comes the waiting period. And we assume that most of you, would hate to wait for your credit card application to get approved. It is just a credit card, right? Why is it taking so much time, despite sharing a good relationship with the bank?

Fret not! Checking the status of your credit card application is a straightforward process, and this guide will walk you through it step by step. 

If you are new to the world of credit cards and want a credit card with all the benefits, then choose the Airtel Axis Bank Credit Card from Airtel Finance. Apply from the Airtel Thanks app and check the application status from the app itself!

What are the methods to check credit card application status?

There are several convenient ways to check your credit card application status. Here are the most common methods:

• Check your credit card application status online
• Make an inquiry with your phone about the credit card application status
• Send an email inquiry about the credit card application status
• Visit the nearest bank branch to ask about the credit card application status

Now let us take a closer look into how you can use the above methods and get updated about your credit card application status.

Read more: Get discounts on your restaurant bills with a credit card

Check your credit card application status online

Most banks and credit card issuers offer an online portal where you can check the status of your application. Here’s how you can do it:

• Go to the website of the bank or financial institution where you applied for the credit card.
• Look for a section labelled “Check Application Status” or something similar. This can usually be found under the credit card section or customer service menu.
• You will typically need to enter details such as your application reference number, your registered mobile number, date of birth, or your PAN card number. Ensure you have these details handy.
• After entering the necessary information, click on the submit or check status button. Your application status will be displayed on the screen, indicating whether it’s approved, pending, or rejected.

Inquire about the credit card application status with a phone

If you prefer a more personal approach, calling the customer service centre is an excellent option. Follow these steps:

• The customer service number can be found on the bank’s website, your application form, or any communication received from the bank.
• Before making the call, have your application reference number and any personal identification details ready.
• Dial the customer service number and follow the automated instructions to speak to a representative. Provide them with the required information, and they will be able to update you on the status of your application.

Read more: Make UPI payments with credit cards

Inquire about the credit card application status by email

Some banks also allow you to check your application status via email. Here’s how:

• Look for the bank’s official email address for credit card inquiries on their website.
• Write a concise email including your application reference number, your full name, date of birth, and any other required details.
• After sending the email, you should receive a reply within a few business days with the status of your application.

Visit the bank to know your credit card application status

For those who prefer face-to-face interaction, visiting the bank branch is an option:

• Go to the nearest branch of the bank where you applied for the credit card.
• Carry a copy of your application reference number and a valid ID proof.
• Request to speak to a representative who can check the status of your credit card application for you.

Read more: Online shopping with the Airtel Axis Bank Credit Card

Why should you check your credit card application status?

When you apply for a credit card, there are many things that you might be looking forward to – build credit, earn rewards, or manage expenses more efficiently. However, your plans may not be concrete if you are not really sure that your credit card application is going to go through (or not). 

In addition, checking the credit card application status can also help you identify if something has gone wrong with the application itself, so that you can rectify that error and get your credit card sooner than later.

Waiting to hear back about your credit card application doesn’t have to be a nerve-wracking experience. By following these simple steps to check your application status, you can stay informed and prepared. Hopefully, your new credit card application gets processed, and you start enjoying its benefits soon!